Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathryn-C

Healthy Paws Pet Insurance is Excellent!

Healthy Paws Pet Insurance is wonderful. My puppy, Kali, work up one morning and was having difficulty opening her one eye. Over the course of 1-2 days, she was no longer able to open her eye. I knew something was seriously wrong and I wanted to see a Vet Ophthalmologist (since she was only 14 months old). Having Healthy Paws Pet Insurance gave me the piece of mind to book an urgent appointment with the specialist, because I knew 80% of Kali's vet bill would be reimbursed to me. Kali needed emergency surgery to protect her vision and Healthy Paws covered both the emergency consultation plus all the surgery fees. Kali is doing well and her eye looks fantastic.
5

out of 5

POSTED: | BY: Kathryn Cook

Excellent Pet Insurance - Enabled My Puppy to Have Emergency Eye Surgery!

Healthy Paws Pet Insurance is wonderful. My puppy, Kali, work up one morning and was having difficulty opening her one eye. Over the course of 1-2 days, she was no longer able to open her eye. I knew something was seriously wrong and I wanted to see a Vet Ophthalmologist (since she was only 14 months old). Having Healthy Paws Pet Insurance gave me the piece of mind to book an urgent appointment with the specialist, because I knew 80% of Kali's vet bill would be reimbursed to me. Kali needed emergency surgery to protect her vision and Healthy Paws covered both the emergency consultation plus all the surgery fees. Kali is doing well and her eye looks fantastic.
5

out of 5

POSTED: | BY: Maureen Boring

Easy

Easy, painless claims process. I was sure there would be a catch and some hassle like other insurances. There were no issues. Didn't have to worry about bills when caring for my pet which greatly eased an otherwise difficult time. They even emailed me to check on my dog. Great experience.
5

out of 5

POSTED: | BY: AdCal

Healthy Paws insurance has been…

Healthy Paws insurance has been excellent in responding to all of our pet insurance claims. They are reliable, caring, and very quick to reply to any correspondence and claims. Their rates are also comparable to other pet insurance companies. We are very pleased with Healthy Paws.
5

out of 5

POSTED: | BY: Maureen Boring

Easy

Easy, painless claims process. I was sure there would be a catch and some hassle like other insurances. There were no issues. Didn't have to worry about bills when caring for my pet which greatly eased an otherwise difficult time. They even emailed me to check on my dog. Great experience.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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