Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darren Alexander

Recommended - easy claims, no fuss, no hassle, great value

Outstanding pet insurance. I researched pet insurers a lot and HealthyPaws came up tops - Once you are setup with them - sometimes take a little longer but only the first time it is soo easy to claim! I have submitted a few claims now and its as easy as uploading the invoice pdf to the site - thats it - they then review whats claimed and whats not and send you the details back - no issues or fuss and clear explanations. My most recent claim was absolutely perfect! My choc lab 'Mavis' had an ACL partial tear and had to have surgery. I submitted the claim on the Friday and the cash was in my account on Monday! The explanation was all complete that day also with clear exact responses of what was covered - and they covered everything that I paid for. I have 80% coverage and had a $110 deductible left and the took that off and covered everything else - Absolutely perfect! Honestly, I will never change from them and cannot recommend them enough - I have actually been offered cheaper insurance through my work and I will not change! I wish my human health insurance was as good!
5

out of 5

POSTED: | BY: Natalie Hendricks

Support

Healthy Paws is a great group to work with and help pets in need. Fast claim handling, diligent follow up and quick responses that allow us as pet owner to care for our pets and not worry about financials
5

out of 5

POSTED: | BY: Michelle Borkowski

We have insured our cats and dogs with Healthy Paws!

We have insured our cats and dogs for year with Healthy Paws. So easy to work with, easy to submit claims, what is covered and what is not. They have no lifetime max which is incredibly important. Our kitten recently had a urinary tract blockage, which can be fatal. Our vet removed the blockage, but then he had to spend the weekend in the hospital. Thousands of dollars were spent to save him. He is now home safe and sound. With Healthy Paws behind us there was not a moment of hesitation to spend all that money on his care. We love our animals as our family.
5

out of 5

POSTED: | BY: Michelle Borkowski

Important to have!

Healthy paws has insured our dogs and cats for years. The premiums have always been reasonable and the policies are pretty straight forward. I have the ability to receive pet insurance from my employer at a discounted rate, but when I compared them, its worth it to stick with Healthy Paws. Submitting and being reimbursed for claims is extremely easy. There is no lifetime max. As a long time animal owner that is incredibly important. The costs can be astronomical. Our kitten just got sick with a urinary tract blockage which can be life threatening. Our vet removed the blockage but he had to spend the weekend at the hospital as he needed continued care. It was thousands of dollars we would have spent it regardless but it was wonderful knowing we had Healthy Paws to reimburse us. Highly recommend them!
1

out of 5

POSTED: | BY: Grant Sewell

They will not be there for you when you need them the most

I have had this insurance on my dog for almost 12 years and in the last two years they’ve gone up on my premium over $200 per month. My dog is an excellent health but now they know that it is the most vulnerable stage of his life and they’re placing me in a situation where I may not be able to afford to keep the policy. This forces me to have to look for other insurance which will have waiting periods something you should not have to worry about after you paid for a policy for years and when you fear you may need it the most you’re forced out of it because the company is greed and very poor management. Are used to be a big fan of this company until I had to go through the claims process with them a few times and had a pet that lives long enough to reach the stage thank goodness Where they show their true colors in the lack of loyalty that they had to the clients our care for the well-being of your animal. I no longer have the peace of mind knowing that I had quality insurance in case my dog needed medical care. This is my main complaint but their claims process is ridiculous. if you submit a claim they will lose your invoice almost every time and the larger the claim the more they lose and the more excuses they come up with for not paying. Therefore , I would not recommend this company to anyone seeking reliable coverage for their Pet’s medical needs

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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