Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,160

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Dr. Dillard

POSTED: | BY: Dave S.

Spine Surgery Due to Disc Pressing on Back Nerve

Our Beagle had spinal surgery on 5/2/2023 due to her discs pressing up against the nerve causing her tremendous pain. The vet recommended she be put down due to her extreme pain (8 years old) if after the MRI was completed (where the problem could be determined) if it couldn't be corrected. Fortunately, surgery was an option and affording it was possible due to my having pet insurance with Healthy Paws. They reimbursed my claim within one week of surgery through Direct Deposit. When given the choice of being able to save our dog through surgery vs. having to put her down due to cost, that would have been difficult to handle. She is coming along great and it makes me grateful to see her and spend time with her each day so she can live the rest of her normal life comfortably and happily. Thank you!
5

out of 5

POSTED: | BY: Ralph Brown

Excellent experience with Healthy Paws

We selected Healthy Paws because they are highly recommended and we haven’t been disappointed. The app makes submitting claims super easy and claim approval/payment is very prompt (days not months). They are extremely responsive and even checked to see how our dog was recovering from his surgery. Can’t say enough good about them.
5

out of 5

POSTED: | BY: Elizabeth Truchan

Seemed to actually care

They seemed to really care about my pet, which was nice.
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5

out of 5

POSTED: | BY: Amy B.

Quick Reimbursement

We are very happy with how quickly we are reimbursed when we file a claim. We had different insurance before Healthy Paws and they would drag their feet for weeks requiring us to contact them several times before resolving.
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5

out of 5

POSTED: | BY: Ana

Consistently there for us when we need it

We've been Healthy Paws customers for over five years. When we were first looking for pet insurance we found Healthy Paws to have the best/most consitent reviews. That information proved to be true as over the years we've submitted several claims: from dental cleanings, to emergency vet visits, to most recently an expensive to treat autoimmune condition our pup was diagnosed with. As our dog gets older, proper vet care becomes increasingly important, frequent, and therefore expensive. We have full confidence that we can take great care of our baby because we have Healthy Paws. Filling claims is always super easy and convinient through their mobile app. I have found that over the years it's best if you can submit doctor's notes along with the invoice to reduce any back and forth and claim's time to completion.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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