Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,334

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Stephen W

Healthy Paws-Excellence Found

I took out a policy on a labrador retriever puppy in June of 2011. About six months later he was diagnosed with Entropian Lower Eyelids. I had to take him into the Opthamoligist 4 times for re-tacking procedures and finally the time came for surgery. Over a six months period I filed multiple claims and each one was paid withing 3 to five days. The folks at Healthy Paws are excellent and very knowledgable folks and try to look for ways not to pay, In fact they advised me on some other things I had not submitted to them and they paid them as well.
5

out of 5

POSTED: | BY: Shirley

Fast, caring service

My basset hound Duke suddenly was acting like he didn't feel well and was in pain, pacing and restlessness. My first thought was bloat so I gave him a gas-x. He seemed to feel some better and lay down but later during the night he was acting in pain again. The next day I took him to the vet. His stomach was so tight the vet couldn't even feel his organs for an exam. He had an xray and bloodwork; the xray came back okay but the bloodwork showed pancreatitus. Duke was put on pain meds and sent home with orders for me to watch him. He was very quiet and I could tell he didn't feel well when he wasn't stealing anything (the boy is a thief). But a couple days later, Duke was feeling much better and back to stealing things and playing with his sister Gracie. I submitted a claim for reimbursement. This was the first; I've only had Duke since December. The vet gave me his records and the only trouble I had was sending the 36 pages but when I called Healthy Paws, I got great advice on how to do it and they even were going to hold on the line while I sent it to make sure it went through but my phone hung up on me. I did it on my own as instructed and received an email the next morning that it was received and it would take up to 10 days but by the time I got home from work and checked my email there was another email that my claim had been processed. I was given a detail of what was covered and the amount I would receive. Within 3 days I received my check. And then to my
5

out of 5

POSTED: | BY: Liz

Simply the BEST...!!!

To the wise shopper reading reviews: The bottom line: Choosing Healthy Paws insurance is the BEST financial decision I ever made. They are fast processing claims and answering questions, and their website makes everything so easy. I actually tried insurance through 2 other companies, but cancelled when I discovered Healthy Paws superior coverage and reviews. I'm so glad I found Healthy Paws, and I hope I've helped you do the same. It's a purchase you hope you never use, but should that time come, you'll be glad you chose Healthy Paws as your partner.
5

out of 5

POSTED: | BY: jane mclaughlin

Very pleased with the handling of my claim.

My beautiful 9 month old frenchie had a severe elongated palate and needed surgery and his nares altered and Healthy Paws not only handled my claim quickly but also kept me it touch as to every aspect of the transaction. They also always asked how my boy was doing and sounded truly concerned. Nice touch!
5

out of 5

POSTED: | BY: Sally Lederer

Healthy Paws Cares

We recently welcomed an adorable little Shi-poo puppy by the name of Bijou into our family . After having her spayed and experiencing sticker shock over the cost of medical care, we decided to purchase a health insurance plan to cover any mishaps or illnesses. We figured we would be paying premiums for several years before having to use the policy - Bijou is a baby, after all. But wouldn't you know it, at the tender age of 8 months, Bijou began to have digestive problems which would not clear up with the ordinary measures suggested. Blood work, x-rays, and ultrasounds were performed to try to find the cause of her troubles. While waiting for further testing, Bijou became very ill. She was playing Frisbee one minute and then unresponsive the next. A trip to the emergency hospital on a weekend was necessary. An overnight stay was ordered where she received IV's and steroids to help her bounce back to her frisky self. During our search for a health plan, we did lots of comparing and we decided to purchase a plan from Healthy Paws Insurance. I faxed bills for the diagnostic work that was performed on Bijou ($1,400). After requesting Bijou's brief medical records from the vet, Healthy Paws paid promptly exacting as promised in their plan. When I went to work from the ultrasound visit, I faxed the bill over to Healthy Paws and by the time I got home from work there was an e-mail advising me that all of her claims had already been processed! The checks were rec

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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