Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,243

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: John Barruzza

Healthy Paws Medical Coverage

We have been using Healthy Paws to insure our dog's healthcare for about five years now and have always found their coverage reimbursements to be generous. Their Client Services department is also top-notch.
5

out of 5

POSTED: | BY: Ilse Reyna

Heartfelt Thanks to Healthy Paws – You Gave Me the Courage to Do What Was Right

When my dog was suddenly hospitalized with pancreatitis, I was overwhelmed with fear. He needed to be admitted to a specialist hospital right away, and the thought of what it might cost was terrifying. But because I had Healthy Paws, I didn’t hesitate. I was able to say “yes” to the best care without that sinking feeling of financial panic. They reimbursed me for everything covered under my plan — quickly, clearly, and without any frustrating hoops to jump through. The process was transparent and incredibly smooth. But what really moved me? They reached out just to ask how he was doing. It wasn’t just a claim to them — it felt like they truly cared. That small act of kindness meant the world to me during such a vulnerable time. Healthy Paws gave me the freedom to focus on healing and hope, not costs and paperwork. I’ll always be grateful. 🐾💛
5

out of 5

POSTED: | BY: Kirbie Conrad

Amazing service and quick return on…

Amazing service and quick return on reimbursements.
5

out of 5

POSTED: | BY: Markeeta K.

Healthy Paws processed my claim in one…

Healthy Paws processed my claim in one day!!! My dog became seriously ill resulting in a large bill at the emergency veterinary hospital. Reimbursement was quick and painless.
5

out of 5

POSTED: | BY: Owen Granich-Young

Healthy Paws Covers ACL Surgery

Healthy Paws helped us get our sweet girl Eloise's 2nd ACL surgery, it's a very expensive surgery, but with a few calls and emails I was able to set up a direct payment with our surgery team so we didn't have to carry the brunt of it while waiting for reimbursement. Don't have a pet without pet insurance, takes all the hard questions away when the accidents happen.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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