Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Keith Matthews

Most Excellent

I chose Healthy Paws because they didn't have incident caps or pay schedules and they were just as competitive if not better priced than other popular insurers for the same coverage. From my very first phone call asking policy questions through my current covered situation, they have been extremely knowledgeable and competent answering my questions. I have a 4yr. old German Shepherd that was diagnosed with Lumbo Sacral Instability. My Healthy Paws plan is 90/10, with a $100 deductible. I have not had one HEE HAW or BUT about his claim. I have been covered for his diagnoses, X-rays, MRI and his Previcox medication. The paper work is very easy to submit, no jumping through fire hoops to only be denied later. These people care about your pet, they’re pet owners themselves. The staff are enjoyable to chat with and could probably help you with information leads if necessarily. This company should be your first phone call to get a quote from. Recently they have changed their lifetime payout from $25,000 to no limit cap at all.
5

out of 5

POSTED: | BY: John Burke

Wow! What a surprise!

I wish that dealing with health insurance issues for myself were as easy to deal with as it has been with Healthy Paws! I have always been skeptical of health insurance for my pets, but when I got Gus a 9 week old St. Bernard I thought that I would re-think the issue. After reading a lot of reviews and doing a lot of research, I decided on Healthy Paws! At 9 months he had his first medical emergency. Literally a day after the company received all the initial medical history and invoices, I was notified a check was being mailed! I am so glad I not only made the decision to insure Gus, but a better decision was to decide on Healthy Paws!
5

out of 5

POSTED: | BY: Sharon Fugate

SECOND TO NONE !

After extensive research for pet insurance we chose Healthy Paws for our 2 terriers. What an excellent choice it turned out to be. About 3 months later, Digger, our 11 yr old Border Terrier tore his ACL playing with his sister, and needed surgery. We travelled out of town for specialty surgery and were reimbursed 80% five days later. We've had 3 kind phonecalls from Healthy Paws just to see how Digger's doing. I am recommending Healthy Paws to all my friends who are pet parents.
5

out of 5

POSTED: | BY: Wayne Newitt

Healthy Paws ROCKS!

AMAZINGLY GOOD SERVICE! Our dog had emergency surgery on Saturday and we received our reimbursement within a few days! Great communication! We were kept informed at every step of the process. Very easy to work with and very nice people! We HIGHLY recommend Healthy Paws!
5

out of 5

POSTED: | BY: Tammy

Best company ever!!!

Healthy Paws is the best! I got pet insurance just as a 'just in case' something might happen. What I didn't know is that my hairless dog would turn out to be allergic to everything and need allergy testing, special medication and allergy shots. I wondered what would happen, but everyone was nice. They wanted to know first how Eddie was doing then they explained how the insurance would work, then they mailed me the reimbursement. Eddie is now 6 months old and is a frequent flyer at the vet because of his allergies, but the people at Healthy Paws are still just as nice and concerned as the first time. You have normal expected out of pocket expenses when you own a pet, but the unexpected can really put a dent in your wallet. It is very nice to have a great company like this to help out! The other thing I liked is it isn't hard to understand their plan.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review