Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joyce Adams

Great company for pet coverage

This is my first experience with pet insurance and we purchased it for our two young Shiba pups. When one required emergency vet care and follow-ups with his regular vet, Healthy Paws was exceptional in making the process as simple as possible, always letting us know that they were there to assist any way they could. Our claims were processed very quickly with a full accounting of all reimbursements. Absolutely no hidden exceptions! I am very glad I took the time to research and read the reviews of the companies offering pet insurance. I know we made the right choice of a company that offers flexible plans, accountability, care and concern. On a scale of one to ten...they are an eleven! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: David Filipiak

My first experience has been great

I joined Healthy Paws about a year ago, based on reviews from this site. We have a 1 1/2 year old mini-Dachshund. He had to go to the vet 3 times over the past several months for different problems. All were resolved, and he's healthy. I processed all three claims at the same time -- my first time submitting a claim. I found the process very good, and their claim response very prompt. Being the first submission, it took some time to gather all the paperwork of my dog's medical history. Fortunately, there were no preexisting conditions on my claim. I've read to many horror stories. Healthy Paws reimbursed me withing a couple of weeks, and at the amount I expected. I couldn't ask for anything else at this point. I may change my tune later if they hike up my rates significantly, but so far so good. I would recommend them for sure.
5

out of 5

POSTED: | BY: Joe

Fast, fair and caring

Our Mastiff puppy has had many visits to the vet over his first year, for problems ranging from relatively simple common illnesses to more serious growth-related orthopedic issues. Healthy Paws has paid every claim with remarkable speed, and without ever quibbling about the treatments used or their cost. And they always follow up after a claim to see how our puppy is doing! We'd recommend them to anyone.
5

out of 5

POSTED: | BY: Sue B.

Fantastic Service

Josie, age 16 months, had a small tumor on her paw which the vet recommended be removed and tested. After this was done, I scanned and faxed the claim in on Monday, received a confirmation that day, received an approval email on Friday and had my reimbursement in hand by Monday. The next day I recieved a lovely email inquiring about Josie's condition and requesting a photo. Healthy Paw's customer service is top notch and I highly recommend them. Thank you Health Paws!!!
5

out of 5

POSTED: | BY: Renea Bugay

Wonderful!

My American Staffordshire Terrier 7 was diagnosed with a torn ACL. I have had dogs since I was young and never had this type of problem. I bought the insurance for the what if. I never thought I would have to use it only after 2 months of coverage. My dog has been really healthy until this. I don't know what I would have done if I didn't have Healthy Paws Insurance. My dog is like my child. I want to be able to give her the best available health care. The claims have been handled so fast. There is also follow up. I never receive this type of treatment from my own health insurance company. Hats off to Healthy Paws. I can't thank them enough.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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