Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dennis O"Hara

If you love your pet, Healthy Paws is a must.

Junior is our 12 year old Jack Russell mix baby. To say that we love her with all of our hearts would be an understatement. We purchased Healthy Paws pet insurance in August of 2010. In February of 2011 she was diagnosed with diabetes and Cushings Disease, this is a long story so bear with me, Healthy Paws covered it. Three months later Junior went blind from cateracts. Since we couldn't stand to see baby suffer we elected to have surgery. The cateracts were a preexisting condition and so it was not covered. As junior recovered from her surgery she developed glaucoma in her left eye, and after a month of numerous doctor visits and very expensive medications, her eye had to be removed. Healthy Paws covered these expenses without flinching. Junior is doing very well these days. She still has to visit the doctor (Iowa State University College of Veterinary Medicine) on a regular basis to keep her diseases managed. This is very expensive and without Healthy Paws we could not afford it. Her monthly prescriptions alone more than justify the monthly insurance premiums. I would recommend Healthy Paws to anyone who loves their pet. They have been a life saver and without them I'm afraid we wouldn't have our baby with us today.
5

out of 5

POSTED: | BY: Asha Subramanian

Healthy Paws is the Best Pet Insurance

We researched various companies for a long time and were reluctant to spend $$$ on pet insurance when most companies have all sorts of esoteric rules and spending caps and such. We skeptically enrolled - but Healthy Paws has delivered every single time we needed it so far. We only enrolled our Shepherd/Lab mix girl who is now 9 yrs old in January 2011. They have paid multiple claims for surgeries and biopsies that were totally unexpected very promptly and with an explanation of what is and isn't covered. The latest claim was over $3000 and it was paid! This isn't a gimmick, it really is great coverage. Their customer service is top notch and they let you know up front what is preexisting and what isn't (this is important esp in an older dog and important to find out) but anything not preexisting has been covered to the full extent that we elected (90% w/$250 deductible). I wish we had heard of Healthy Paws when our girl was a youngster! Thank you!
5

out of 5

POSTED: | BY: Zak

Healthy Paws Saves The Day

When my Bull Terrier, Ozzy, experienced sudden onset lameness, I rushed him to the vet to see what was wrong. It turns out he had split a toe bone in half long-ways (a slab fracture) and this sort of fracture can be very challenging to heal. Healthy Paws was right there with a reimbursement check, literally within 4 days from onset of injury. Additionally, the Healthy Paws staff were very helpful with ideas about how to best maximize Ozzy's chance of full recovery. Ozzy and I are both very grateful for their help and for the excellent vet care he is receiving.
5

out of 5

POSTED: | BY: Winrich P

Sleep Better With Healthy Paws

My puppy got into something bad and had stomach issues for a few days. The vet did an xray and some gave us some meds. After I submitted my claim Healthy Paws sent an email saying they received it and less than a week later I got the check! Plus, they looked at his medical history and stated that they can cover some past expenses as well!! Now THAT is service! They even sent a follow up email about how well he's doing now. As a first time pet owner it is such a great relief having them here and they make it extremely easy. Awesome. Simply awesome.
5

out of 5

POSTED: | BY: Kristin &

They REALLY care!!!!

Amazing customer service. Our dog, Princess, had a cancerous tumor on her paw that needed to be removed. She had surgery that ran us about $900. She is a mature dog and had pre-existing medical challanges. Our vet forgot to file the correct paperwork and our claim became very complicated. Healthy Paws was in constant communication and kept us updated every step of the way. Any question I asked by email, I received a response within 24 hours. They were so kind and compassionate when helping us thru this time. When they notified us by email of the final result of our claim, our refund check was in our mailbox the very next day. They showed showed us such kindness and we appreciate them soooooo much!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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