Healthy Paws | Pet Insurance Review

To be fair, I'll mention up front that I have already given Healthy Paws a rave review, but I recently had another claim and think it warrants a second. My little knucklehead, a French Bulldog named Remy, didn’t notice that the sliding glass door was closed and ran into it full tilt. He seemed a little bit dazed at first but we later found that he’d compressed two discs, rupturing one, and needed back surgery. Not only were we very stressed out about our dog being in pain and having to go through so much, but the financial impact was significant. Once again Healthy Paws took care of us. Our reimbursement was lightning fast and exactly what we expected. There isn’t one person I dealt with that didn’t ask how Remy was doing. It’s obvious these people are animal lovers.

If you review their policies, I think you will find that they offer excellent coverage at very competitive rates. I've filed 2 claims so far with them (both relatively minor) and both times the claim process was easy, and the payment was prompt. Also, they don't have a history of yearly astronomical rate increases like some of their competitors.

My 4 1/2 month old puppy Billy had diahrrea, and I took him to the vet assuming there was a simple cause like intestinal worms. When the fecal test came back negative, the vet did an X-ray and saw that he had eaten a sewing needle. He needed emergency surgery that day. The vet gave me an estimate of $1500 but the total ended up at almost $2800 because of damage to his intestine. I was so scared for Billy to undergo such a major surgery at such a young age. Also, I didn't have the money and had to take out a loan. Healthy Paws paid me back exactly what my plan dictated - 90% of the bill - promptly. And they checked in to make sure he was doing ok. I literally don't know what I would have done without Healthy Paws- and luckily, I don't have to find out!THANK YOU HEALTHY PAWS!

Junior is our 12 year old Jack Russell mix baby. To say that we love her with all of our hearts would be an understatement. We purchased Healthy Paws pet insurance in August of 2010. In February of 2011 she was diagnosed with diabetes and Cushings Disease, this is a long story so bear with me, Healthy Paws covered it. Three months later Junior went blind from cateracts. Since we couldn't stand to see baby suffer we elected to have surgery. The cateracts were a preexisting condition and so it was not covered. As junior recovered from her surgery she developed glaucoma in her left eye, and after a month of numerous doctor visits and very expensive medications, her eye had to be removed. Healthy Paws covered these expenses without flinching. Junior is doing very well these days. She still has to visit the doctor (Iowa State University College of Veterinary Medicine) on a regular basis to keep her diseases managed. This is very expensive and without Healthy Paws we could not afford it. Her monthly prescriptions alone more than justify the monthly insurance premiums. I would recommend Healthy Paws to anyone who loves their pet. They have been a life saver and without them I'm afraid we wouldn't have our baby with us today.

We researched various companies for a long time and were reluctant to spend $$$ on pet insurance when most companies have all sorts of esoteric rules and spending caps and such. We skeptically enrolled - but Healthy Paws has delivered every single time we needed it so far. We only enrolled our Shepherd/Lab mix girl who is now 9 yrs old in January 2011. They have paid multiple claims for surgeries and biopsies that were totally unexpected very promptly and with an explanation of what is and isn't covered. The latest claim was over $3000 and it was paid! This isn't a gimmick, it really is great coverage. Their customer service is top notch and they let you know up front what is preexisting and what isn't (this is important esp in an older dog and important to find out) but anything not preexisting has been covered to the full extent that we elected (90% w/$250 deductible). I wish we had heard of Healthy Paws when our girl was a youngster! Thank you!