Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tootie Tatum

Healthy Paws is AWESOME!

My oldest (but not that old - 10 years) Border Collie was stricken with a very rare intestinal lymphoma in October 2011 and died on November 3, 2011. In the short span of three weeks, her medical expenses totaled over $14,000. After that horrific experience and then losing her to a painful death, I decided that my other dogs all needed insurance. I checked into every company I could find and selected Healthy Paws based on their reviews, mission to save dogs, and their very competitive price and coverage options. I never anticipated having to actually use the insurance so soon! Barely more than a month after insuring my pups, one was bitten by a rattlesnake while we were out for a noontime walk on the golf course. It turns out that treatment of a rattlesnake bite is very expensive - the bill ended up being in the neighborhood of $2250. I was SO glad that I made the decision to insure my dogs. Because this was the first claim, I had to get the vet's office to submit all of my dog's medical records for review. That delayed payment of the claim only slightly. I received a check for 90% of the expenses minus the $250 deductible before my credit card bill for his treatment even arrived. These guys were great. Claim submission was easy, I was able to get someone on the phone when I had questions and they even emailed me to check in and see how Moose was doing in his recovery. I could not be happier and I have told several pet parents at my vet clinic about Healthy Pa
5

out of 5

POSTED: | BY: Joyce

Great coverage with a company that cares.

My 4 month old puppy had a medical issue that fell into a gray area in my policy. The Healthy Paws staff took the extra time to review and understand all the details and circumstances of my claim and did additional reviews. There were several phone calls during this process to keep me up to date so I never felt like I was just a number. I was very pleased with the final decision. After we settled the claim the check arrived within days and I received several emails checking on my dogs well being. I appreciate the extra effort made by all the Healthy Paws staff. This a company that really cares.
5

out of 5

POSTED: | BY: L. Valdes

Healthy Paws is Amazing

Compassionate, Speedy, Thorough. Can't say enough good things about this company. It's such a worry off of our minds to have this pet insurance and is worth every penny.
5

out of 5

POSTED: | BY: Bobbi Junier

Healthy Paws is fabulous!

I had scheduled a dental cleaning for my 7 year old yellow lab, Chamois. When they did the blood work prior to anesthesia, a serious kidney issue was found. Chamois went through two days of IV fluids, many tests and was put on meds and a prescription diet once the issue was pinpointed. She was, and still is, a mystery case for our vet and the clinic as she presented no symptoms of an illness and still exhibits nothing that a doctor would normally use to identify an illness. I printed out several personalized claim forms and had the clinic keep them in our file. As an appointment was completed they would fax the form to Healthy Paws and the claim was quickly processed. We had one appointment at 9:00 on a Thursday, the claim was processed by 2:00 that afternoon, and my check was in the mail on Monday. That's awesome! Everything I hoped would be covered was, payment was fast and the customer service couldn't be better. I'd researched several companies and decided on Healthy Paws because it's the only one I found with no caps or limitations on coverage. I'm so glad I chose them! They even follow up with concerns and hugs for Chamois, which is a personal touch that is much appreciated.
5

out of 5

POSTED: | BY: Jennifer

All the Good Reviews Are True - Awesome Co!

I did a lot of research on pet insurance companies since I had heard so many of my friends were disappointed with theirs. I looked at every comparison chart and read all the fine print on coverage, etc. Healthy Paws reviews and offerings won me over - every review was positive and their coverage plan is very clear (they do not hide what they do and don't cover). Although I felt it was a little risky to go with Healthy Paws since they are a newer company - I am 100% satisfied. Their customer service is 10+ - they are very caring and take care of matters instantly! My puppy, a Cavalier King Charles - had a traumatic knee injury and had to have surgery. The customer service people at Healthy Paws gave me clearance on the surgery coverage the day I inquired - it was instant and they really seem to care and want a fast recovery. I also just got my reimbursement information - they are truly covering 90% of the entire bill ($2300). I highly recommend this company - they have my loyalty!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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