Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: C. Blanchet

Great customer service!!

I'm extremely happy with Healthy Paws and their customer service. My dog coincidentally got sick the day her coverage started, which was also the day after I signed up, and Healthy Paws still didn't hesitate to reimburse us. I'm sure some insurance companies would've found some reason not to reimburse her claim. We received our check in about a week. Also, a couple of days after filing our claim I received an email to check on how my puppy was feeling and even asked for a picture. You really feel that you are dealing with a company that legitimately cares for their clients, which is rare these days.
5

out of 5

POSTED: | BY: Jan

ABSOLUTELY THE BEST!!!

I cannot recommend Healthy Paws highly enough. This company is honest, reliable and claims are paid with amazing speed. For example, my Yorkie had to have a test for Addison's Disease yesterday morning that cost $206.00. When we got home from the vet's office, I faxed over the claim form and invoice and I received an e-mail from Healthy Paws at 4:15 yesterday afternoon saying her claim has been processed and a check for $185.40 is on its way. Amazingly, this is typical for Healthy Paws, not the exception! My yorkie has been regurgitating since May 5th and I have taken her to her local vet and U.C. Davis (veterinary teaching hospital)several times. I knew that the literature said that Healthy Paws continues to cover a condition, even after the current policy has to be renewed. I have never heard of any other pet health insurance company with that policy, so needless to say, I was a little worried when Sophie's policy renewed early this month (July). Sure enough, Healthy Paws has continued to pay for her medications, tests, etc. even after the policy renewed. I honestly do not believe that you will ever find a better, more reliable/honest pet insurer than Healthy Paws! I recommend them to everyone I can get to listen!
3

out of 5

POSTED: | BY: Terri Fuqua,

Prices are increasing yearly

We signed up 2 years ago for Healthy Paws because we understood it was the best. We've already had a premium increase, and are scheduled for another. Apparently the premium increases every year, but they don't tell you that going in. We have never filed a claim, so all the below information doesn't apply, however, this is something people need to know in advance.
5

out of 5

POSTED: | BY: Nick C

Healthy Paws is Highly Recommended

I learned about the importance of pet insurance for my dog the hard way. She had never been sick one day in her life until last November when she was accidentally poisoned. I rushed her to my vet who fought valiantly to save her life. She required surgery and 24-hour intensive care. For several agonizing days I wasn't sure if she would live or die but she finally pulled through due to the extraordinary care she received. I had no pet insurance at the time so I had to pay the entire bill myself which was about $8,000! I was determined that would never happen to me again so I began to review pet insurance companies online. I visited many sites and compared the benefits and exclusions of their policies. Some companies set fixed dollar amounts for procedures that were far less than the actual cost of the treatments which I didn't like but Healthy Paws was different. I was concerned that Healthy Paws was a new company but I liked the clarity of their user friendly website so I decided to select them. The enrollment process was straightforward and within 2 weeks she was covered. On July 13th, she was bitten on her leg by another dog and required emergency care. This was not a life threatening injury as before but she was hospitalized and required many stitches. The bill was about $1,146 which I submitted to Healthy Paws for reimbursement. Within a few days I received a e-mail message from the company that they would cover 90% of the cost minus the office visit fee and the ann
5

out of 5

POSTED: | BY: norman prajzner

great customer service

expensive cataract surgery covered by this wonderful company - easy and quick claim procedure

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review