Healthy Paws | Pet Insurance Review

I just became insured with healthy paws pet insurance feb. 2012. After alot of research I felt it was the best for us. It only covers accidents and illnesses, not wellcare or any parasites or worms etc. I knew having a pup that puts everything in his mouth we could run into a problem, sure enough I was insured maybe a month and my dog ingested something toxic and needed to stay overnight at hospital and have his stomach pumped and be on an iv. They dont even take the dog until you hand them your credit card and you have to pay what they estimate which on the low side was 1500 and the high side was 2100. Luckily he was okay the next day and I was able to get him earlier than expected. The bill came to 955.00I figued out to the penny what the reimbursement would be. This company notified me when they recieved my claim and again after it was processes within the week my check for 715.00 was in hand. they dont pay for office visit and I have a 50.00 deductible the pay 90% after that. Buying this insurance was the best 35.00 a month I could have spent. They even followed up to see how the dog was doing. Even when you call them they are very professional and you get through right away. I highly recommend this company. Its great oh shit insurance.

I have a Labrador Retriever puppy who developed a condition known as Entropian Lower Eyelid. Its where the eye lid turns inside causing the eyelashes to rub the cornea and is extremely painful and will cause blindness. The condition is hereditary.I have been taking him to a vet since last September about every three weeks to get the lids tacked and this week finally the major operation to fix it. In total over $2,000 in expenses and all paid promptly and without any hassels. They are awsome!

After much research we recently chose Healthy Paws for our two new kittens, Cagney and Lacey. They are approx 6 mos now and we have just had them for 2 mos when Cagney woke up one morning 2 weeks ago very lethargic and hardly able to open her eyes. We were so worried it could be the worse, knowing that kitties can deteriorate so quickly. Our vet did a bunch of tests; gave her injectable antibiotics, and hydrated her. Turned out to be bacterial microplasma. She is still on her meds and vastly improving. This bill was $1000 and Healthy Paws is paying $753, which is 90% of bill after deducting the physical exam fee and our deductible. This company could not have been better. When I called the first day we took Cagney to the vet, the person actually asked me how she was doing as she walked me through what I needed to do for a first claim. True to their word we received the email yesterday stating what they were paying, well within the 7-10 days for a first claim. The email even asks how Cagney is doing. You don't get much better than this: great coverage and nice, caring and supportive people!!!! Just wish we could afford it for our two older cats now 15 and 17!

We had an unfortunate situation with our dog, where she went off her food and was throwing up. We had to take her to the vets and get x-rays and all sorts of costly stuff. The fact that Healthy Paws covers 90% of the treatment costs makes it a lot easier to make the decision on whether to have the x-rays and tests. When I contacted Healthy Paws they were nothing but caring and kind. They helped us through the process and we had no trouble in making our claim. The cheque came through within days. I always knew that Healthy Paws was excellent, but it's not until you're actually in the situation where you need them that you really find out how good they truly are.

I am very sadden that Healthy Paws will not cover my dog's claim. Both my Vet's warned that the pet insurance industry is much like the human health insurance industry and many times that they don't cover claims. How right they BOTH were. Buyer Beware!!!!!! My dog got a skin allergy after eating something 2 days after the waiting period ended and because of that, they won't cover the insurance. This is a "newer" pet insurance company on the market and that brought down their ranking but I thought that they had good reviews. I took a chance and got blind sided. DO NOT GET THIS INSURANCE. SAVE YOUR MONEY! They haven't paid for 1 CLAIM!!!!!!!!!!!!!!!!!