Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Perez

Godsend

My 5 year old Shorkie rescue Spooky sustained an injury to his jaw while we were out of town which resulted in multiple fractures. The estimated cost of surgery was more than we could afford to pay. If he would have not had the surgery he would likely have had to eventually be put down due to infection. Thank God for Healthy Paws Pet Insurance! We were able to proceed with the surgery and charge it on a credit card knowing that we would receive a prompt reimbursement from Healthy Paws! Thanks to them, I still have my best friend who brings me unending joy everyday! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: M.Chambers

Healthy Paws: Excellent Service and Caring Staff

I had never had pet health insurance with my previous dog, but after I adopted my 8 wk old yorkie puppy, I decided I would look into it. After reading all of the reviews on Healthy Paws, it sounded like the best. I had no idea that at 16 wks of age, my puppy would be diagnosed with a congenital heart defect which would require surgery in order for her to have a happy and healthy life. For me there was no question that she would have surgery and the best care in order to fix her heart. Healthy Paws was the absolute best through the entire process. Not only did they process my claims very quickly, from the diagnostic echocardiogram, to the surgery itself, they always asked how Zoe was doing in her recovery. They genuinely care about her and that means a lot to me. They are the best and I know I made the right decision in choosing Healthy Paws, and would highly recommend them to anyone looking for health insurance for their pet(s).
5

out of 5

POSTED: | BY: Gail Smith

Healthy Paws - FANTASTIC Pet Insurance!

I have been using Healthy Paws insurance since adopting my Lab puppy Reilly in Jan. 2012. Choosing Healthy Paws was one of the BEST pet- owner decisions I could have made! Being a typical crazy Lab puppy, Reilly has had quite a few mishaps...and I have been very pleased at the rate at which I've been reimbursed for the care he has received, and especially the customer service I've gotten! The staff is extremely helpful and competent, and I always receive my reimbursement immediately!! Initially, I wasn't sure if pet insurance was something that would be necessary, but I am SO happy I chose Healthy Paws to help me take care of my pup! They are the best!
2

out of 5

POSTED: | BY: CLK

Rate increase after 12 months

I'm very disappointed, I have had my two greyhounds insured with Healthy Paws for almost a year and I have never made a claim for either of them. I switched from Trupanion as they wanted to raise their rates by 33% each (again, never needed to make a claim with them). I was in contact with a Healthy Paws representative who indicated that they would typically only raise rates in the 5 - 7% range for each hound. That seemed reasonable. This week I received an email from Healthy Paws indicating that each dog would receive a rate increase of 14%. I am extremely disappointed with Healthy Paws
5

out of 5

POSTED: | BY: Vinnie K

Thank you, Healthy Paws !!!,

We have a 10 year old American Eskimo named Snuggy who has been in great health and extremely low maintenance ….. Till this year when he injured his leg with bills around $200. Being that I have some insurance background, I decided to look into some pet health insurance. Just to be safe. I researched several plans and compared about 8 insurance plans on various criteria regarding monthly premiums, co-insurance, type of coverage’s, exclusions, policy limits etc. Based on my research I decided to go with Healthy Paws since they offered the best value for a full service health plan especially for an older dog!.... I wished us humans could get this type of value!!!! Just about a month into the plan Snuggy managed to get in more trouble by developing an eye problem He was diagnosed with lens luxiation (similar to human cataract). I figured some ointment and a couple of days rest that he would be just fine. Also, I figured on the high side it may cost a couple of hundred dollars. To my surprise our Vet indicated that he would need eye surgery performed by a specialized eye surgeon. So I decided to visit Eye Care for Animals which is a large Ophthalmology Practice with locations all over the US. They examined my dog about ½ hour and presented me with an estimate for about $3500, ouch! I naturally wanted to get a second opinion and opted out. Well they still presented me with a bill for about $500 which I had no choice but to pay. After some calling around I finally found a goo

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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