Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,009

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Greg S.

Fast. Friendly. Fantastic!

I had to rush my 15 month old Wemaraner to the emergency room as he was very ill. This happened at a time when I was going through a period of personal and professional transition and was already incredibly stressed and financially limited. It was a great piece of mind to know that I could spare no expense in making sure my little guy got the best treatment available and that the financial hit would be softened. When it came time to actually file the claim, the Healthy Paws team was amazing and made the process so painless! Their correspondence was very genuine and caring! My claim was processes and I was reimbursed within a week! I can't say enough good things about Healthy Paws! They're the best!
5

out of 5

POSTED: | BY: Dar

Wonderful Experience

My French Bulldog needed to have her elongated soft palette clipped urgently. Every single person I encountered at Healthy Pet was warm, helpful, compassionate and professional throughout the entire process. They were available and responsive, documents were processed quickly and with zero problems. A representative even contacted me after the claim was processed to see how Daisy was doing. I wish my insurance company was this attentive!
5

out of 5

POSTED: | BY: Andrea Schaeffer

Applause, Applause for Healthy Paws!

I couldn't say enough good things about Healthy Paws. My sweet little two year old Boston Terrier was diagnosed with a detached retina in one eye, leaving him blind in that eye. The vet said that it was likely that his other would do the same. I brought him to an ophthalmologist who suggested that I make a quick decision to move forward with an expensive laser eye surgery to help the other retina to remain intact. I figured since James Dean was newly insured, Healthy Paws would never consider reimbursing me for this procedure. Regardless, I had to move forward to save James Dean's vision. I sent in the claim form because I figured I had nothing to lose (and a deductible to meet). To my surprise I received the check for reimbursement in the mail only a few short days later. James Dean is recovering quickly and I feel a sense of security for his future with the support of Healthy Paws. They don't let you forget how much they care either. They check in on him frequently. I know I did what's best for both James Dean and myself by choosing Healthy Paws. If you are considering pet insurance, do not hesitate to make Healthy Paws your provider of choice!
5

out of 5

POSTED: | BY: Susan Pulling

Unbelievably Fast Processing Time!

Our Standard Poodle, Roxy, had surgery on Monday at about 1 pm. I brought her home, along with the receipts for $785, at 5:30 pm that same day. At 6:00 pm I scanned in the receipts and emailed them to Healthy Paws. At 9:00 pm I got a reply email, with the processed claim, showing that we would get a check for $700.20!!! The check arrived in my mailbox that Friday. Wow - I think this is top notch service. I have been recommending Healthy Paws to everybody-they are the real deal.
5

out of 5

POSTED: | BY: Stephen W

Healthy Paws-Excellence Found

I took out a policy on a labrador retriever puppy in June of 2011. About six months later he was diagnosed with Entropian Lower Eyelids. I had to take him into the Opthamoligist 4 times for re-tacking procedures and finally the time came for surgery. Over a six months period I filed multiple claims and each one was paid withing 3 to five days. The folks at Healthy Paws are excellent and very knowledgable folks and try to look for ways not to pay, In fact they advised me on some other things I had not submitted to them and they paid them as well.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review