Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,925

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judith Belfi

Outtstanding Customer service

I had just arrived home from a short trip to family, leaving the care of my 6 cats with my husband. Only to find 5of my 6 cat's greeted me, which I found odd as my 17 month old cat Brandy whom was no where to be found.As I looked thru the house I noticed a drop of blood on the window sill,which with 6 cats it was not something to get excited about but made me concerned to find where Brandy was.I found her laying in a pile of towels my husband dumped at the foot of the basement stairs.One look at her I knew something was wrong and decided that it merited a trip to the Emergancy Vet.On the way there the cat had a bowel movement and when we got there we saw that she had a spontanious GI bleed and bleeding from the gums of the mouth and was Anemic.Her platlet's plummet to half of normal count and needed a blood transfusion Stat.Where 99.9% of all cat's have AB blood type Brandy has the rarest Blood type being B.The Emergency Hospital called all the Tri-State area to find her blood, several hours later they found 90ml of red blood cells.The blood alone cost $2000.Now stable we ran every test, had all the tests read by a hemotogist specialist and could not find cause. 5 day,s later the little Miss is home and no worse for the wear.This was my first claim, Healthy Paws processed her claim within day's, called me personally and asked how she was doing and gave me the update with the underwriter. I got the confirmation the following day and had the check in 3 days.Today I called Custo
5

out of 5

POSTED: | BY: Megan Codd

Very Positive Experience

I am very pleased with the care I received from Healthy Paws, both in the speed with which my claims were processed, and in the personal dialog I had with their customer service representatives. When our 9-year-old Sheltie was found to have both liver and gallbladder issues, I wasn't sure how much of her veterinary bills would be covered, since she has some disclosed pre-existing conditions. However, I was encouraged to find that Healthy Paws very promptly and fairly evaluated the claims for these new health issues, and made payment on the relevant diagnostic tests and treatment. They made the process of submitting the claim forms very simple, and immediately acknowledged that they were working on them. Reimbursement checks have already arrived. During the whole process I felt that they really cared about the level of service they were providing! And I'm happy to say that my dog Sylvie is doing much better!
5

out of 5

POSTED: | BY: Doris Breakell

Best Pet Insurance

In 3 weeks time I had 4 claims. 3 of them was for 1 cat and 1 was for my other cat. It seems that both are having respetory problems. Had x-rays blood work and med administered. I am so pleased how the claims were handled. they waste no time in processing your claims. I am so happy I picked Healthy Paws Ins. It is the best decision I have ever made. Doris( Mass)
5

out of 5

POSTED: | BY: Cindy

Easy ,fast and efficient. Highly recommend!

This pet insurance is the best! They were so easy to use and fast with reimbursing me. I always had a check with in a week of filing a claim. The claims are very simple to use too. I know first hand. You see my sweet Coco was a sick little dog the last month of her life. She just wasnt acting like herself.I had to keep taking her to the vet and were finally sent to a specialist. Coco needed a neurologist and had an MRI done. Our sweet Coco passed away during the procedure. They found a mass in her head...cancer. Let me say that with out Healthy Paws pet insurance I could have never afford the medical cared and precedures for Coco. They truly took care of everything quickly. They are very sympathetic to our lose as well. I appreciate all of the staff and everything they provided us. When our hearts have healedand the time is right to add to our family again I will choose Healthy Paws Pet Insurance again.Thank you from our hearts
5

out of 5

POSTED: | BY: Ellen Baran

HEALTHY PAWS IS FABULOUS!!

Our perfectly healthty 2 year old cat started acting strange, crying, spitting, then eating ravenously. We didn't realize what was going on until he had a full blown seizure in front of us. We thought he was choking or having a heart attack.We brought him to our vet, who believed it could be epilepsy, then referred us to a neurologist for an MRI to rule out a brain tumor. Mc Gee was diagnosed with epilepsy, which is manageable with meds, and he is back to his usually happy self, and hasn't had an episode in the last 3 weeks. Healthy Paws processed his claim of approx $3600 the same day I filed, and paid to the penny all that McGee was entitled to, approx $3200. I was really surprised, as I never had a pet insurance claim until this one. If only people could be provided such great health insurance. I've had numerous emails from the employees checking on McGee and sending him best wishes. What a great company. I'm telling all my friends to insure their pets with Healthy Paws. They are just awesome.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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