Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,925

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorraine Ibarra

Fast and efficient

My dog was vomiting all day and not eating which is unheard of. The vet did x rays , bloodwork, and gave her medication and fluids. I submitted the claim and got a response within hours. Everything was covered less the office visit and deductible. The check arrived in a few days. After that I got a follow up email checking on my dog. If I could I would switch my whole family to Healthy Paws!
5

out of 5

POSTED: | BY: Denise Govoni

Amazing Customer Service!

Shortly after rescuing Barry I did research on pet insurance. I found Healthy Paws to have the most flexible, comprehensive plan for the cost. (Even less expensive than the plan available through my employment with a discount!) Unfortunately we had to use the insurance when Barry received a bite wound from another dog. I submitted his paperwork, immediately recieve an email telling what additional paperwork was needed. The same day I submitted the additional paperwork (just a copy of his medical records) I received an email that my claim was processed and details of what the reimbursement would be. The amount was what I expected - yay no surprises! and the check arrived within a week.And to top off the already great experience I received a 'personalized' email inquiring as to Barry's recovery! I can't say enough in this day of lack of customer service about a complany that goes above and beyond! Thank you Healthy Paws for caring (almost :) as much about my baby boy as I do!
5

out of 5

POSTED: | BY: Melissa Grant

Fastest Response

My dog had eaten a lot of macadamia nuts and could not keep anything down. I took him to the vet on Wednesday and they wanted to monitor him overnight with IVs. I picked him up late on Thursday. At that time I gave the vet my claim form for them to fax to Healthy Paws with the medical records. By Friday afternoon, I already had received the Explanation of Benefits from Health Paws and I received the check on Tuesday. It probably would have been there on Monday but it was a holiday so no mail delivery. I cannot believe how fast the reimbursement process was - check in hand within 5 days of leaving the vet's office.
1

out of 5

POSTED: | BY: Sandy Marshall

Very Bad Experience All Claims Denied

My newly adopted rescue puppy has had every claim denied and Healthy Paws says it's due to his pre-existing conditions. He had a bit of a cough at his first wellness exam and Healthy Paws has taken the opportunity to lump everything, including a bout of diarrhea, into one diagnosis and not pay. When I asked for more detail on the Explanation of Benefits they were rude and short with me. Barely anything went towards the total deductible. This insurance would be fine if all you need is catastrophic coverage. But there is no wellness coverage. Read carefully before you sign up.
5

out of 5

POSTED: | BY: Jennifer Gebbie

Recommend 110%!!!

Healthy Paws is amazing!! I've very happy I got this for my Rhodesian Ridgeback puppy! We've recently had some unexpected vet visits and it's already paid for itself for the year. They are very fast with their claim process (24 hours or less when I submitted 2 different claims) and it's very easy to submit. No headaches, no complaints, and recommend to all!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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