Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amanda

Amazing

My dog got into some acetaminophen and had to be transferred from our normal vet to a 24-hour veterinary hospital. This was my first claim since insuring him and I couldn't have been more pleased. When I called to verify benefits, the person I spoke with was very polite, helpful and also expressed concern for my pet (maybe I've become jaded, but I wasn't even expecting that). Since this was our first claim, it took about 10 days to get everything finalized, but the follow-up claims I've submitted since then have been approved within hours. The thing that initially attracted me to this company was that they didn't have annual maximums for coverage, but covered a percentage with no maximums. Hip dysplasia and hereditary conditions are also covered, which is pretty rare. Most importantly, they are very clear about exactly what is covered and what is not and I did not have any surprises when I received my Explanation of Benefits. I have recommended them to all of my family and friends and would strongly encourage you to go with this company.
5

out of 5

POSTED: | BY: Dan. O.

Super fast and easy processing

My poor 2yr old cat had only been covered for a couple of weeks when she broke her leg at 2 AM. I bought HealthyPaws for her because I had checked out this review site in advance, but I was still worried about being denied. The animal hospital I took her to seemed slightly worried too as they'd never submitted a claim to HealthyPaws before. The hospital called HealthyPaws in the morning and checked to make sure everything would be covered before they started, and HealthyPaws quickly gave them an answer that it would be. HealthyPaws states it can take 7-10 days to process your first claim as they work to get all of your records in. I made sure the hospital I went to had every record I had from when I adopted the cat. In turn, HealthyPaws had everything they needed and within 24hrs my claim was processed without a single issue.
5

out of 5

POSTED: | BY: Sherry Sturges

Reassuring to be able to seek the best care

Our 1 1/2 yr. old corgi pup needed tricky oral surgery for repair of mandibular degloving after getting into a fight with our pointer. Of course the incident happened on a Saturday night and we had to seek emergency care. I had never had pet insurance before but a year ago, I felt this pup was so active and such a chewer that I should look into coverage. I compared and chose Healthy Paws because they offered the most comprehensive emergency coverage at the best price. We ended up taking our corgi to a university veterinary hospital in Philadelphia for specialty surgery and a two night stay. My claim was handled and paid so quickly and efficiently that I was shocked. The follow up emails to see how our pup was doing were very much appreciated. Can't say enough about Healthy Paws coverage and claim service.
5

out of 5

POSTED: | BY: Jeff

Healthy Paws Insurance is Simply AMAZING!!!

From the wide array of coverage options, to the fantastic customer service to the prompt reimbursement and easy claims process, I wouldn't go with any other pet insurance company. They truly care about your pet and always follow up to see how they are doing. The people who work there are extremely friendly and helpful. They do everything they can to help you when you need it. Thanks again Healthy Paws!
5

out of 5

POSTED: | BY: Matt Burdett

So glad I have Healthy Paws!

Service was fantastic. They paid my claim promptly with no issues. It was even down to the penny of what I expected. They let you know up front what is covered and what isn't, and stick to it! Don't know what I would have done without Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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