Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristin

Great Experience

I have nothing but good things to say about Healthy Paws. My claim was processed within hours of them receiving the bills and I had the reimbursement check in my hands within a week. The customer service was outstanding. I received a personalized follow-up e-mail, which I thought was a very nice gesture. When I realized that I did not receive a check for a balance from my primary vet, I e-mailed them to see if they received anything and when I got the response to the e-mail, they had already called and requested what was needed from my vet as well as processed the claim. Great company !!
5

out of 5

POSTED: | BY: Jenny Templin

Healthy Paws is awesome!!

I have has healthy paws on my first dog for 2 years and recently added a new "family member" on as well. Their customer service is awesome- so friendly and efficient. They really do care about their customers. The turn around is very fast for filing claims and usually have reimbursement within just a few days. My favorite part of healthy paws is that now some alternative treatments are covered which gives you many options previously not available. This has really helped out since my 4 yr old "Zoey" was injured back in December and has had ongoing physical therapy and chiropractic care to recover. When I called a few months ago to add my new baby "Dexter", who came with a bit of medical baggage- healthy paws was right there to make sure I understood any exclusions and waiting periods on the new policy. They not only sent a written explanation, but followed up with a phone call to make sure I did not have any questions. I wish healthy paws covered people!!
5

out of 5

POSTED: | BY: Lynsey Ekema

Saved because we had healthy paws!

We were so devastated when we had to take voodoo in for an appointment and then it led to emergency stomach surgery... Even more so when we found how much we had to spend to save her life!!!! We are so incredibly thankful for you all at healthy paws thank you so much for your prompt service and right before a holiday too! We cried when she came home today and cried again when we saw the reimbursement email out of relief. Thank you thank you!!! I sent the claims form by email the day before July 4th and received an email back with the reimbursement amount within two hours, that is incredible!
5

out of 5

POSTED: | BY: Linda

Helpful, Fast, Flexible

I've just had Healthy Paws insurance for a few months and am impressed by how fast they process my claims..1-2 days! They're also very responsive to my concerns and questions, especially when my vet's office wasn't asaccomodating or adept in handling the paperwork. ..and I've found them affordable compared to many other companies. I think Healthy Paws can teach our (human) healthcare providers and insurance companies a thing or two!
5

out of 5

POSTED: | BY: Sal

Pleasantly surprised

I had always questioned why I had pet insurance on my dog. He's been healthy as can be and we've only been to the vet for shots, etc. That all changed 3 weeks ago. Giacomo was in the local dog park doing what Italian Greyhounds love to do... run. He was having a great time but things changed in seconds. Tempers flared and the next thing I knew another dog had grabbed him by his throat. I got them apart and raced to the local emergency hospital. He was vomiting blood and had a gash over his left eye. Long story short. Two days in intensive care and a follow up visit to his regular doctor ran up a tab of over $3,000! I called Healthy Paws to make sure things were covered and they were very assuring and concerned over his care. All the bills were submitted, processed and a check issued in less than one week! Any company can easily process a claim but the genuine concern over the phone and the follow up email the following week asking how he was feeling was fantastic. I really felt that they cared about their clients. I will always remember that and will recommend that everyone get insurance on their pet and to definitely check out Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review