Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Virginia Lawrence

Healthy Paws is Awesome!!

Healthy Paws is everything they say they are and MORE! I've been with them since June of last year. I had to submit a large claim recently and they came through expeditiously, professionally, and didn't pick any claim item apart. I have to add that communicating with them was always a pleasure also. Even after the claim was paid, they still emailed me, asking about how our Maddie is doing and saying to give her a hug!! I am so impressed. I've already referred another person to them, and will continue to do so. I feel they truly do care for our animals, and know what they mean to us. They are top notch in my book!!
5

out of 5

POSTED: | BY: John Lutz

Exceede my expectations

I had a pleasant experience with not the ease of submitting claims and quickly receiving the reimbursement but also the personalized response about how my pet was doing after the procedure.
5

out of 5

POSTED: | BY: Doug Sims

Absolutely the best

Healthy Paws was a life saver during the illness of our beloved mastiff, as they responded quickly with payment for the medical bills. But what was most impressive was the note of sympathy signed by their staff which i received soon after our dog's death. This is a kindness that will not be forgotten.
5

out of 5

POSTED: | BY: Bonnie

Wouldn't be without Healthy Paws!

Unfortunately, we've had to make a couple of expensive surgical claims on our pet. With Healthy Paws, unlike some other companies, there is no hassle, no second guessing, and no representative telling you that your vet charged too much and they will only pay what is "customary" for that procedure. We live in Iowa, for Pete's sake! Vet prices here are typically lower than in surrounding states. We actually had another company stop reimbursement in the middle of treatment on one of our other dogs because the policy renewal time came around, and the illness was then considered pre-existing for the new policy term. That's when we found Healthy Paws for our newest family member. Seriously, you won't find a company with better customer service, more caring representatives, and faster reimbursement. We hope to never have to use the insurance on our dogs; but we will never be without Healthy Paws, just in case.
5

out of 5

POSTED: | BY: Kat G

What a Relief

We'd had our puppy for only a month when he took a tumble and broke his leg. One bad landing resulted in two surgeries, X-rays, exams and other necessary care. The bills added up very, very quickly. Healthy Paws impressed us with their professionalism, courtesy and timeliness. The claims were paid quickly after submission, and the customer service was excellent and efficient. Fingers crossed, this will be the only time our pup will need this type of emergency care, but we can say without a doubt that signing up for pet insurance was definitely worth it.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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