Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,333

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Patty H

Excellent would definitely recomend Healthy Paws

I have never had pet insurance before, but when I adopted two Weimaraner puppies I decided to get some. After quite a bit of research I decided on Healthy Paws. A few weeks ago I had to make my first claim. One evening when I arrived home from work, Helmut had a laceration on his side, no doubt caused by his brother in some way. It was not bleeding and was about the size of a fifty cent piece. Before I took him to vet, I went on-line to the Healthy Paws web site and printed out a personalized claim form for Helmut, it was so easy. The Vet decided he needed five or six stitches. He is not the best of patients, so he had to be sedated, just a local would not work. When I picked him up later the office staff faxed all the necessary forms to Healthy Paws. Unfortunately he managed to pull out two stitches overnight, so we made a trip to the emergency vet for more stitches. They filled out his personalized claim form and I faxed it and the itemized bill. Within two days I had an e-mail from Healthy Paws saying the claims were being processed. I received my reimbursements within seven to ten working days. I could not be happier with the service.
5

out of 5

POSTED: | BY: Heidi Schindler

So Glad we have Healthy Paws for our Goldendoodle

Our puppy has ingested everything from tax returns to raisins, which can be very toxic, by the way! Healthy Paws has been rapid and compaassionate in their response, and paid out way more in claims than our previous insurer,VIP. Their reimbursement forms are easy to follow, so we always no exactly what, and for how much we are being reimbursed. We have always been happily surprised there!
5

out of 5

POSTED: | BY: sharon crandell

One of the best decision we ever made

If you are considering pet insurance, look no further, Healthy Paws does just as they promise. We had know idea the health challenges that our two dogs Sadie and Kona would face, and many of the procedures that have been necessary probably would not have been done due to cost. Every claim we have submitted have been paid quickly. They have added acupuncture to their covered procedures. Sadie, after having an MRI was diagnosed with Wobblers disease, and is not a candidate for surgery, acupuncture has kept her on her feet. Kona was just diagnosed with an ACL. We are trying complete restriction, and if that doesn't work he will have to have a very costly surgery. We cannot thank Healthy Paws enough for fulfilling their promise as stated, and for the extremely courteous customer service department
5

out of 5

POSTED: | BY: Deborah Hunt

The highest quality customer service

My dog had a severe yeast time infection that she incurred over the course of the summer probably triggered in retrospect by allergies that were at the time unknown to us. We went to our vet numerous times, but she could not figure it out. We went to the only dermatologist for animals in Northern VA - he was great but the bills especially for treatments and meds were not low. My pet at the time was extremely ill - listless, not eating, scrating 24X7. My dog recovered on the vet's regimen and Healthy Paws was supportive at all times both finacially and by constant messages and feedback regarding her condition. I am a medical professional (nurse) and I have told everyone (my friends and hospital associates) about their concern and response. Even more recently, my pet was diagnosed with severe allergies - that as I said probably precipiated the condition above. I can't say enough good about "healthy paws" debbie hunt
5

out of 5

POSTED: | BY: Debbie Palmer

Best Money Ever Spent!!!!!

I have never had pet insurance before. I do now and I am very Happy that I choose Healthy paws. My Springer Spaniel was Diagnosed with CKD and if it wasn't for the compassion & generosity of his Dr. He wouldn't have made it as long as he did he was 8 1/2. needless to say my Tibetian Terrier was devastated so I was taking him to his Dr.every day for 3 weeks to have llunch, a talk & a walk because he hated me. I got "APOLLO" an Aussie & another dog smarter than me. I Bought "HEALTHY PAWS INSURANCE" hoping I would never have to use it. Well I did & they were great!!!! My friend left #180 of concrete mix on my back porch I asked him to put it in the garage he said it would be fine,6 days later Apollo decided to open the bottom bag @ 11 p.m. so I rushed him to the emergency vet. payed the bill forgetting I bought insurance. My dog is doing great & my wallet has a few more dollars in it. Thank You to Apollo's Dr. & Healthy Paws insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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