Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,925

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lonelle Berger

Healthy Paws Is the Real Deal!

Two years ago when I researched pet insurance for my then 6 month old Bullmastiff puppy, Healthy Paws offered the best coverage for the price hands down, which was why I chose them. Having now dealt with them for two years I can personally vouch for the amazing and outstanding quality of their service. My Bullmastiff has food and dust mite allergies, nothing life threatening, but something that will have to be managed for his lifetime. Every claim I have submitted to Healthy Paws has been immediately processed with absolutely no hassle. In fact, once a claim is submitted by my vet's office I have a check within a week and, often, within a few days. Their customer service representatives are wonderfully knowledgeable and frriendly so, start to finish, every transaction with them is a positive expereince. On top of that we get a letter every six months or so telling us that Healthy Paws has improved our coverage. The first letter informed us that the lifetime cap on benefits had been lifted completely and the most recent one informed us that wholistic treatmens such a accupuncture are now covered. Instead of diminishing services like most companies, Healthy Paws just keeps giving us more!! It gives me great peace of mind that I will never have to deny Dexter any needed medical treatment because I can't afford it. I know that Healthy Paws will always deliver what they promise and that Dexter will always be able to have the best medical care available. If human med
5

out of 5

POSTED: | BY: Zoe Gan

My corgi is in good hands!

Healthy paws has always been excellent! I chose this insurance in mar 2011 for the awesome reviews and they have lived up to it!In 2012 my 6yr old corgi had to claim for tooth extraction due to broken tooth (accident). No problems there. Here's the impt claim for 2012. Over Christmas, while we were out of town, my corgi got pneumonia while at his kennel. The kennel staff noticed his breathing difficulties and sent him to the emergency vet and he got treated there. He got transferred to his regular the next day for monitoring, transferred back to the emergency vet that night and got well enough to go back to the kennel. When we got home we had invoices from the emergency vet clinic and our regular vet clinic. And still had follow ups to be done. Awesome-ness: my regular vet submitted a claim form even while I was away and healthypaws processed it so quickly that it was approved before we even got back. All the invoices (I think maybe 7 in total) were processed and there's only one more to go which healthypaws are following up with my regular vet! More awesome-ness: they recently added alternative treatments to their policy! I'm an advocate of acupuncture, chiropractic care, etc for dogs and this truly is a great insurance company to have the foresight to move in this direction! Healthypaws is my corgi's forever insurance company!!!
5

out of 5

POSTED: | BY: Kim Ferlauto

Easiest Part of Taking Brooklyn to the Vet

Keeping a yellow lab relaxed and off her paw after surgery is quite a challenge. Getting reimbursed for her claims was the easiest part! In addition simple forms and speedy processing, the rep even contacted me to see how she was doing! I received the reimbursement before my credit card bill even came!
5

out of 5

POSTED: | BY: Matt

+1 for Healthy Paws!

I did my research (this site is great) and these guys are ranked highly for a reason: quite simply, they're the best. Since I joined, I've already had to submit two claims (one with multiple invoices) and they've all been processed and paid promptly and without questioning service provided. Their website is a breeze, their customer service is A+, and they care. Perhaps equally as important, **THEY ALSO HAVE A FOUNDATION** which has donated well over $250k already to animal rescue. Let's see the big boys at Met Life (VPI) do that! I cannot recommend them highly enough.
5

out of 5

POSTED: | BY: Berkeley Meigs

Healthy Paws Pet Insurance is wonderful!

I have tried other insurance companies and canceled them. Healthy Paws has been prompt in payment and have never unquestioned or refused to pay a claim.My two border collies have required treatment and some expensive tests this year and Healthy Paws has been right there, doing all they had promised. I recommend them highly!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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