Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Elaine

I'd give them zero stars if I could

I'd give them zero stars if I could! I've submitted several claims, none of which were covered, including diagnostic work to rule out a brain tumor on my dog. Customer service is terrible. When I finally did talk to someone, he said he'd research why it wasn't covered because my vet had submitted all the paperwork they had asked for and of course, I never heard from him again. Currently shopping for another carrier but I am beginning to think these pet insurance companies are all scam artists taking advantage of people because they know we'd do whatever we could for our pets. Update as requested: I2259722A Submit date: 12/28/22. I am using my middle name on this site, just fyi. Please contact me privately from here on out.
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5

out of 5

POSTED: | BY: COURTNEY SCHNEIDER

They have a Quick response time with…

They have a Quick response time with very fast turn around for refunds on coverage. It’s a super Easy app to navigate and submit claims. Nice, professional people who are very helpful on the phone to explain questions.
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5

out of 5

POSTED: | BY: Courtney Schneider

Best pet insurance

They have a Quick response time with very fast turn around for refunds on coverage. It’s a super Easy app to navigate and submit claims. Nice, professional people who are very helpful on the phone to explain questions.
5

out of 5

VETERINARIAN: Red Bank Animal Clinic

POSTED: | BY: Michele Trotter

Lulu

This was the most easiest claim I ever did. I sent in all my documents and within 10 days my claim was settled. They even sent me an email asking how our Lulu was recovering a week later. I recommend this insurance for your animals. Very easy and friendly service.
5

out of 5

POSTED: | BY: David

We are so thankful for Healthy Paws

We are so thankful for Healthy Paws. In an already very stressful time worrying about our dog when she was in the ICU, I cannot stress how helpful it was to know that we had reliable insurance and the process was so easy to submit the paperwork. The Healthy Paws team was quick to review and provide the reimbursement/EOB. Seriously, a huge thank you to the entire team. I will always recommend Healthy Paws to other pet owners!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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