Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wade family

Wonderful Insurance!

Since we adopted our 2 dogs a year and a half ago, we have spent a lot of time at the vet. Our one boy has had digestive issues and then two surgeries. Healthy Paws has been fantastic through it all! We are so grateful that we chose Heathly Paws pet insurance, because they were there when we needed them. We will be adding our 2 cats to our insurance plan. We do recommend them to all our friends.
5

out of 5

POSTED: | BY: Heather

Wish I would have had this for my previous pets!

I have had had multiple dogs in my life. This is the first dog I decided to try insurance. I researched the heck out of the companies out here and decided on Healthy Paws. My experience has been incredible. My dog has had some health problems and the company has been excellent with their response times, claims, and customer service. I wish I would have been smarter and had this insurance for all of my dogs. It would have saved me so much money over the last 15 years.
5

out of 5

POSTED: | BY: Nicole

Well worth it!

I recently had to deal with an illness on my 5 1/2 year old mutt. After a major surgery for what was thought to be a stomach issue, further testing revealed a brain tumor. Unfortunately, she had to be put down. The entire ordeal cost me upwards of $4200. In less than 2 weeks since filing my claims, Healthy Paws has reimbursed me $3600. They were quick, hassle free, and covered everything they said they would, up to and including euthanasia. I contacted them by phone at one point and their customer service couldn't have been better. I will be continuing to use their services.
5

out of 5

POSTED: | BY: Diane Fleming

Great Pet Insurance (Finally!)

My female 6-year-old Golden Retriever had the SCARIEST illness ever for me. She was vomiting blood, and passing blood non-stop (yep, non-stop) from her rear as she walked. Thought she would die. Required 3-and-a-half days at the emergency doggie hospital, and the bill was $1,800.00. Healthy Paws paid a fair amount (minus my deductible, the vet exam, and only a small amount of incidentals). The employees at Healthy Paws were kind, compassionate, and helpful. Best of all, was the quick pay-out. Since it was SUCH a large bill. But it was 100% necessary, since our dog would have died for sure without emergency medical care and 24/7 monitoring. Took about a week-and-a-half at home of medication and rest to have her start looking bright-eyed again and with a wagging tail. THANK YOU HEALTHY PAWS!
5

out of 5

POSTED: | BY: Dominic

True to their word

I read sterling reviews about Healthy Paws and insured my newly adopted cat. She was in perfect health, highly energetic with a voracious appetite. After a month she developed gastrointestinal problems probably from something she ate. I thought 'Hmmmmm, only a month out, are they going to cover this?' They did. Consider this another sterling recommendation. 10+. At least.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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