Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelci Hahn

A painless process during a painful time!

Healthy Paws- Thank you so much for all the attention and help you've given us! Luna is doing very well and made a speedy recovery. After a horrible reaction to Ivermectin and time in the hospital, the last thing we wanted to worry about was money an insurance! It took a few days for her sight to come back, but luckily that was the worst of it. I am so grateful for all the help you've given us and the speedy manner in which everything was taken care of. We are so thankful to be using healthy paws and thank you for everything!!
5

out of 5

POSTED: | BY: D Ford

CLAIM EXPERIENCE

Thank you Sara and Carly for making this experience pleasurable. As I mentioned before, I have used others in the past and Everything was a FIGHT and they tried their best to deny anything and everything. I have recommended Health Paws to everyone and even posted on Face book how happy I am with your services. I hope you have a great day and nice weekend. Best, D Ford (and Clifford too)
5

out of 5

POSTED: | BY: Kristina

My research paid off!

I have had both my dogs insurance with Healthy Paws since they were puppies (about 2 years now). I've submitted claims for medications, allergy testing and small cost items - all claims were always processed fast and they always cover what they say they will. Just the other day, my little mini-golden doodle had been scratching his face a lot, I knew it was probably seasonal allergies. I took him to a dog dermatologist where they performed a skin allergy test, gave him a steroid shot to calm the itching and all this other stuff, including daily allergy shots medication. The bill shockingly came out to $1050 - holy crap, I was not expecting that. The Healthy Paws claim form was sent in that same evening to reimbursement. This was a Tuesday, by Thursday the same week I had over a $800 check sitting in my mailbox. Healthy Paws is quick, efficient and honest. I did my due diligence when shopping for pet insurance companies and I found out a lot of dirty stuff on other companies. Healthy Paws has only raised my rate about $5 or so dollars since the beginning - that is completely fine with me. Healthy Paws is the best decision I have made for my pups.
5

out of 5

POSTED: | BY: Brian Ladley

Healthy Paws was definitely the right choice!

I researched practically every option before making the informed decision to join Healthy Paws. I never thought that within two years of joining that I would have to make a claim, but my Cairn Terrier, Maxine, needed costly surgery. Once I filed the claim, I received an immediate response from Healthy Paws and once Maxine's medical history was submitted, I received a check, again almost immediately. Contact from Healthy Paws was personal, caring and stress free. I know I made the right choice for Maxine by choosing Healthy Paws.
5

out of 5

POSTED: | BY: Rahul

Healthy Paws keeps my pup healthy

Getting Healthy Paws for my little girl was the best decision we ever made (next to actually adopting our goldendoodle). The claims are processed extremely fast (often times the claim is processed and/or approved the same day the vet faxes the claim over, and the check is in the mail shortly thereafter), and we have never ever had a problem with getting a reimbursement for something covered by the policy. In fact, over the course of our first 15 months, we have more back in reimbursements than what the premiums would cost us over the next 10 years. So right there Healthy Paws has been a return on my investment, and then some. More than anything, having health insurance has given me the peace of mind to take my girl in for any medical problem (large or small) without having to worry about the vet costs. Also, I feel like Healthy Paws as a company actually cares about my puppy. Whenever I call, a person picks up and is actually very pleasant to talk to. And when we submit claims for an illness, I get an email a few days/week later asking how my puppy is feeling. That's just great customer service! I only wish my human health insurance was as good!! As an FYI, my 15 month old girl is a relatively healthy goldendoodle. When she was very young, she had a sensitive tummy, and we just needed to rule out any pathogens, and more recently she suffered from a nasty UTI and struvite crystals.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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