Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Di Sheldon

Healthy Paws Pet Insurance-A Raving Review

I've been with Healthy Paws for over two years now and my life was changed to complete peace of mind because THIS is what pet insurance should be! I have tried the competitors and their limitations, reimbursement schedules, and claims processing often made me wonder why I had bothered to get the insurance. I can't imagine my life without Healthy Paws. You guys always strive to better our furry family's lives as if they are your own. The customer service and compassion you had in your condolence to me for my first dog was heartfelt and personal! I have complete confidence my second dog will continue to have your attention and efforts in allowing for the best veterinary care to continue for her without worrying about cost. Words just cannot express how blessed the pet owner world is to have you all! Thank you for all you do Health Paws team--you make stressful times less stressful which allows for even more love to my pet during those times and beyond! God bless you all!
5

out of 5

POSTED: | BY: Marylee Davis

Amazing fast & friendly service

I sure wish my insurance companies were as good. The first claim I had an email from healthy paws waiting for me when I got home. Next my 2 year old male cat somehow broke his hip. When surgery was done a second break was found. So I had a substantial bill. I submitted this bill and another and I received payment on both within the week. With the company helping homeless pets, the emails the company sends for pets birthdays and inquiring how the patient is, and friendly people on the phone I couldn't have picked a better company and I highly recommend them.
5

out of 5

POSTED: | BY: Heather Greenberg

If Healthy Paws Could Do People Insurance Too...

i don't think I can say enough positive things about Healthy Paws Pet Insurance. Prior to applying for coverage for my French bulldog Winston, I did a great deal of research. Most companies had many exceptions, high deductibles, and/or high monthly fees. Healthy Paws had multiple options and low monthly payments. Moreover, since Winston started using the coverage, I have never seen claims processed so quickly. If I scan over a claim on a Monday, it is processed on a Tuesday, and a check reaches my home within a week. The explanation of benefits is clear and easy to understand. If you do have a question, a claims representative is always helpful. As I told the staff at Winston's veterinarians office, I wish Healthy Paws could be my health insurance company. They are efficient, friendly, and cost-effective.
5

out of 5

POSTED: | BY: Annette

So Relieved We Have Healthy Paws Insurance!

If it wasn't for Healthy Paws, I don't know what I would do. We adopted a shelter dog a year ago. I've used Healthy Paws insurance multiple times throughout the year including just this past month with vet bills adding up to nearly $1000.00! Within one week of the vet visit, the Healthy Paws checks were in my mailbox. They have been extremely helpful when I've called with questions, and they follow up with emails quickly. Just a great all around service!I wish that I had insurance like this for my last dog, and I'm so thankful that I have it now. Definitely not a mistake or waste of money. Don't hesitate - pick a monthly plan that works for you and apply immediately! I have the 90% reimbursement/$100 deductible plan - at $31.95/month. It's a bargain considering what I would have had to pay out of pocket. Highly recommended!
1

out of 5

POSTED: | BY: Tonia C

Not recommended

I sent two claims on different dogs several months ago. They still have not paid on the claims after receiving the health background for each dog. I have contacted them several times and they keep saying they need the medical records. The vet's office said they have faxed over all the information several times.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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