Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela D.

Thank God for Healthy Paws!

I have a 6-month old miniature pinscher named Lola. I knew having a dog of this breed meant extra care because of her tiny, fragile little legs. Back in January when she was 5 months I thought I better get ready for the unexpected and start looking for insurance for her. I researched for weeks online and felt that Healthy Paws was the best choice. Boy was I right! Easy to read and understand policies, amazing and affordable coverage, how could I go wrong? Well unfortunately literally a month after enrolling her, she had an accident in the backyard and fell off of a high ledge she jumped on, breaking her radius/ulna. I flipped out not knowing what was going to happen to my poor baby, taking her from an emergency vet to her regular vet, waiting to see what would happen with surgery. Healthy Paws was there for us all the way. They handled our claim in such an efficient manner. The claims staff is so quick and so caring, I got all of baby Lola's reimbursement checks back in less than 2 weeks. I was amazed, relieved and so happy. Kudos to the claim manager, Jen, for being so caring and taking time out of her busy schedule to check on the parents and the pup. =) 10 paws up for Healthy Paws!
5

out of 5

POSTED: | BY: Laura Peyovich

Amazing!

I am beyond astonished with the level of service Healthy Paws provides. Not only do they offer amazing coverage for your pets, their customer service, simple process of submitting claims, turn around time on claims processing and reimbursement and follow up will far beyond exceed your expectations. It is already stressful enough dealing with a sick pet and they do nothing but help alleviate any additional stress with claims, etc...
5

out of 5

POSTED: | BY: Hope Zoellin

Quick and extremely efficient . If only human insu

The great response and care with which our claim was processed is almost unbelievable. Three cheers for a company that seems know how to take care of its customers.
5

out of 5

POSTED: | BY: Virginia Lawrence

Healthy Paws is Awesome!!

Healthy Paws is everything they say they are and MORE! I've been with them since June of last year. I had to submit a large claim recently and they came through expeditiously, professionally, and didn't pick any claim item apart. I have to add that communicating with them was always a pleasure also. Even after the claim was paid, they still emailed me, asking about how our Maddie is doing and saying to give her a hug!! I am so impressed. I've already referred another person to them, and will continue to do so. I feel they truly do care for our animals, and know what they mean to us. They are top notch in my book!!
5

out of 5

POSTED: | BY: John Lutz

Exceede my expectations

I had a pleasant experience with not the ease of submitting claims and quickly receiving the reimbursement but also the personalized response about how my pet was doing after the procedure.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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