Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracey

An absolute life saver

My dog was diagnosed with 2 mast cell tumors and needed surgery by a specialist. At a time when I was completely stressed emotionally and worried about the cost, Healthy Paws came through and did exactly what they said they would do. They covered 90% if the bills minus my deductible and exam fees. I never wanted to have to make decisions for my dog's health based on money and with Healthy Paws, I didn't have to. It was truly a life saver and I will recommend Healthy Paws to family and friends.
5

out of 5

POSTED: | BY: Karen

Healthy Paws Was There...

My beloved 10 month old indoor only calico kitten Juniper unexpectedly developed pyometra, an infection of the uterus that can quickly become systemic and fatal. She had not been spayed yet because anesthesia is a risk given that she has a heart murmur that her vet hopes she will outgrow. Although she hadn't eaten breakfast, she was still playing the morning she went to our neighborhood vet however she was in actuality, seriously ill and was referred immediately to a nearby emergency veterinary hospital - time was of the essence. At the emergency vet she was treated by a board certified veterinary surgeon who performed an emergency spay and was able to monitor her heart closely during the operation and clear up her internal infection. She got through the surgery very successfully and recovered in ICU for almost 2 days and is fine now - back to playing with her toy mice and her 4 legged pal Loki. Her bill from this emergency vet visit was almost $3000 which Healthy Paws paid a majority of (at 90% coverage) minus my $250 deductible. I had only signed Juniper up 2 months before so honestly I am still astounded at the coverage and also the high service level and diligence of Healthy Paws in their ongoing communication with the emergency vet team and me in getting coverage details and payment authorized so that Juniper's surgery could proceed. Paying up front is done in a case by case basis but was a life saver in this emergency case. The follow up from Healthy Paws has been com
5

out of 5

POSTED: | BY: Happy Paws

1 year pup broke his leg

After our pup broke his leg and was in severe pain we wanted to get him care right away. We went to our local vet. He performed the exam and the X-rays. Confirmed the fracture and then recommended that we take our pup to a speciality orthopedist. Boy was I scared. For both my pup and my wallet. Well we received great care from all. I am so thankful I decided to take out insurance on our pup as soon as we got him. The total bill from both places added up to over $1800. Within three days over a holiday weekend I received confirmation that my claims were bring processed. The checks will total about $1300. We still have done follow up care too that will be covered. I don't know what I would have done without Healthy Paws. I cannot recommend them enough.
5

out of 5

POSTED: | BY: Hope Peplinski

No Other Can Ever Compete

I really cannot say enough good things about this company. I have had previous pet insurance and Healthy Paws is hands down the best out there. I love my pets so much and Healthy Paws is with me all the way when they are in need of medical care. Let's be honest, when our furry ones get ill and need medical care, the emotional toll it takes on us is almost unbearable and then the financials come into play and that could make you have a meltdown. Not with Healthy Paws. They cover what they say they will cover. I have only been with this company for a year and one of my dogs (I have four) has been having issue after issue, heart issues, lung tumors, chronic allergies, eating foreign objects and Healthy Paws came through every time. You are talking thousands! Do not think twice! Do not go with anyone else! There is fine print in their policies. Thus, I have learned. Don't make my mistake! HEALTHY PAWS ALL THE WAY BABY! My furry family things so too! :)
5

out of 5

POSTED: | BY: Heather

do what they promise, fast

I was able to submit my claim by email, and Healthy Paws processed it in four hours. Four hours! They covered everything their terms said they would, with zero hassles. A few days later, I got a personal email following up to ask how my dog was doing. I can't ask for anything more. They get my highest praise.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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