Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: David K

First Experience, High Expectations Met

A year or two ago I researched insurance plans on sites like this and ultimately decided to go with Healthy Paws over some others. Yes, it is a tad more expensive than some of the other top rated plans, but I figured it would be worth it if the reviews were accurate. That said, after having to make my first claim this month I can attest that the reviews are correct. The claim process was very quick and easy - and the Healthy Paws staff very helpful and caring. They even check in to see how your pet is doing after treatment - in my case a broken toe on my cat. Suffice it to say, I have no regrets with choosing them as my pet insurer and I now have the peace-of-mind that if something more severe were to ever happen that Healthy Paws would be there for me and my pet.
5

out of 5

POSTED: | BY: Lisa K

Thank you Healthy Paws!!

I was hesitant to sign up for pet insurance. I've heard some horror stories about various companies. I did my research and decided on Healthy Paws. I got the policy for Ajax May 2013. Two weeks ago I had to rush him to the ER with a fever of 104. Tests confirmed pancreatitis. Five days later another rush to the ER with severe gastroenteritis as a result of the pancreatitis. This time he stayed overnight. After 2 ER visits and a vet visit he is finally better. During all of this I never had one problem with claims submission or payment. Healthy Paws paid my claims as soon as they were submitted! Within 24-48 hours I had a response and received confirmation that the claim had been processed and payment was on the way. I can't tell you what peace of mind having this policy has provided me. It is the best thing I could have done. I love this company!
5

out of 5

POSTED: | BY: Sandy Gelmini

Terrific Insurance Company

All of us in our family who own dogs have Healthy Pet Insurance. We started with VPI, but soon realized that was not the company for us. Our dog, a 7 year old female Cavalier, has many health issues, including diabetes. Healthy Paws has been wonderful in paying our claims for 90% of the cost of vetsulin, needles, and her many meds. We have been very happy with our decision to use Healthy Paws Insurance.
5

out of 5

POSTED: | BY: terri golding

best insurance company ever

This company is amazing in responsiveness to claims, I wish I'd found them before I enrolled with another company. I'm so glad I switched to them. I faxed the claim information and got my eob email 2 hours later. This is my second claim for Trevor and both experiences have been so easy, they are excellent. I've referred others to Healthy Paws, I just can't say enough positive things about their customer service. And helping homeless pets is a bonus.
5

out of 5

POSTED: | BY: Lisa

They have got it right!

Our "human" healthcare insurance companies could learn more than a thing or 2 from Healthy Paws. I receive an email within 24 hours of them receiving the claim from our vet. Then in another 24 hours I receive a statement showing what will be covered. Within 7-10 days I am depositing a check. Unfortunately, this is an insurance that is getting used monthly for our sick 18 month old comfort golden retriever. Our vet office recommended them, and I couldn't be happier with our choice. They are fabulous!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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