Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,334

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Joe

Healthy Paws is the Best!

Healthy Paws is simply a wonderful insurance company. Our 3-year-old English Mastiff, Jeff, has had medical problem after medical problem -- skin, ear, and eye infections, tick-borne illness, kennel cough, giardia, you name it, he's had it. In the three years we've had him, there have only been a handful of months that we haven't ended up in the vet's office. The only saving grace through all this has been Healthy Paws. They've been there for us every time. Prompt. Friendly. Caring. Simply lovely. It's like working with a friend instead of a company. At one point, they even asked for a photo of Jeff so they could get to know him better. And, they are so efficient. Last Friday, the day after Thanksgiving, Jeff had to go back to see some specialists. Healthy Paws sent us a notice of reimbursement, which covered virtually everything, that night, hours after his visit. This company is truly amazing. I couldn't imagine going with another insurance company after working with Healthy Paws.
5

out of 5

POSTED: | BY: CLK

Great insurance!

My boy had a dumb accident (he decided to eat out of another dog's food bowl and the other dog wasn't keen on that thought) and got nailed on the top of the head. Long story short in one month he ended up going to 4 different vets, one ER visit, one 5 day ICU stay, one visit to have staples removed, another emergency visit for stitches, etc. I was really afraid Healthy Paws would turn down the claim as it was complicated and kind of crazy. They didn't even blink an eye. They did call for confirmation of a question, but were very nice, kind, yet professional. They had the claim(s) paid within about 2 weeks. They paid over $1600 on a $2300 claim (less $500 deductible, office visit fees and a small preexisting condition which was a thyroid pill), I have a $500 deductible with 90% reimbursement.
5

out of 5

POSTED: | BY: Kristen B.

The best pet insurance around!

I have used other pet insurance in the past, but by far, Healthy Paws is the best! They have excellent coverage for pets, great customer service, and a very quick turn around for claims reimbursement. I am 100% satisfied with Healthy Paws, and I will continue to use them for my pet and any other pet we may have in the future!
5

out of 5

POSTED: | BY: Shannon

Excellent! Human health insurance should take note

My little pup had a rapid onset virus that caused vomiting and quickly resulted in dehydration. I sought emergency care for her at my vet. The treatment and expense were non-trivial. Healthy Paws worked extremely professionally and quickly with my vet to process my claim. I had no idea it would be this easy!
5

out of 5

POSTED: | BY: Leah

Healthy Paws helps me keep my puppies safe

There are many details I could give you about the specific illnesses my puppies have had and how much fear comes over you when they are sick you just don't know what's wrong. But the bottom line is, that because I have Healthy Paws, I don't need to worry that I can't afford treatment. I would do anything for my dogs but one of the best things I have done for them is get them covered so that I make the right medical decisions for them when they are sick instead of a financial ones. Healthy paws is easy to use, and has approved my claims within hours of me submitting the paperwork. They have paid according to my plan and they even followed up to see how my dog was feeling after he was admitted to the hospital for a few days. I wish my medical insurance was as responsive as they are. I am one happy customer and because of Healthy Paws, I feel that my puppies are safer.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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