Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Stovall

Excellent pet insurance!

I'm so thankful for Healthy Paws. I did a lot of research before I found them and can't be more happy. My sweet little Papillon broke her leg May 5, and the surgery was the next day. They were so easy to work with, and even did footwork for me, by contacting my vet for more information. The response was QUICK! Not only that, but the staff is kind and compassionate, sending me emails asking how my baby and I are doing. I definitely recommend them and I'm not easy to please! Thank you to the staff at Healthy Paws for being there for us!
5

out of 5

POSTED: | BY: Roxann Hansen

Best.Service.Ever!

My dog, Ruger, got into a little bit of trouble after injesting a seed pod from a Chinaberry tree, which is poisonous. He was suffering from gastroentritis and dehydration, for which he needed to be hospitalized overnight for IV fluids. The claims process for his initial hospitalization and follow up medications and visits have been nothing short of remarkable. I received immediate notification that his claims were received, and the reimbursement checks were in my mailbox less than 2 weeks from the initial filing date. When I received the explanation of benefits for his claims, I was very happy to see that Healthy Paws delivered on all fronts - I was reimbursed for 90% of my costs after the yearly deductible and exam fees were paid. There was no fine print, hidden non-covered services that popped up (like they did with a previous pet insurance company that I had dealt with in the past). It is so refreshing to deal with a company who deivers on their promises and has excellent customer service. I have recommended Healthy Paws to every pet owner I know! Human insurance compannies should be so efficient!
5

out of 5

POSTED: | BY: Miriam Pollack

Life Saving Pet Insurance!

My sweet German shepherd, Blaze, was having increasing difficulty walking, getting into the car and negotiating stairs. An M.R.I. was indicated to further diagnose the problem. This was only possible because Healthy Paws paid 80% of the cost, after the deductible of $250 was reached. The M.R.I. indicated that Blaze had multiple (6) vertebral discs that were variously degenerated and bulging, two of which necessitated rather immediate surgery. Spinal surgery is not a simple matter--not physically, for my dog, nor financially, for me. Again, because of the support of Healthy Paws, this life saving surgery was made possible for Blaze. As always, they processed my claims immediately and within a week, a check for 80% of this very hefty bill was in the mail. It turned out that once the surgeons had opened up Blaze, they discovered that one disc was much worse than the M.R.I. had revealed: it was actually fused to his spinal cord. It was only because of the superior skill of this Board certified neurosurgeon that the disc was removed with NO injury to Blaze's spinal cord--a 4 hour procedure, 2 - 8" long incisions, and 4 days of hospitalization. Nearly, 2 weeks since the surgery, I'm happy to report that Blaze is making a remarkable recovery. I look forward to the 8 week mark when he will be free to run, chase balls, and tussle with my other shepherd. My gratitude to the extraordinary physicians, Dr. Cuddon and Dr. Ko, at the Wheat Ridge Animal Hospital in Wheat Rid
5

out of 5

POSTED: | BY: Craig Horton

Healthy Paws helped save our Molly

When our 8 year old was diagnosed with Spindle Cell Sarcoma our heart sank. Our Goldens live nice long lives and all have passed 13 years of age before joining their sisters. When we found out it was a curable cancer we were glad but then came the cost of the procedures. We got Healthy Paws insurance last summer after our young puppy ate some items that cost $4,000 in emergency surgery. We added Molly to that policy. Healthy Paws not only has unlimited claims but also covers cancer. Thanks to Healthy Paws our decision to cure Molly was much easier and assisted us in saving her life. The total costs for the treatment is over $15,000 and it is all covered by Healthy Paws. The claims for the testing and surgery have already been reimbursed and we are now in the middle of the radiation treatments. Thank you Healthy Paws for being their for our Ohana (family)!!! You need pet insurance as much as you need medical insurance for your two legged family memebers and Healthy Paws is "best of breed"!
5

out of 5

POSTED: | BY: Deirdre

Quick, quality service

I wasn't sure about getting pet insurance in the first place but recently our little puppy was in the vet for a few different things. I submitted the claims and within a day I got and email saying they were being processed and about two days later received another email letting me know what our reimbursement would be. We got the checks a few days later and I got an email asking how our dog was feeling. Overall great service.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review