Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Art Chebishian

Insurance Claim Process

I was very happy with the way Healthy Paws handled the claim process and how they followed up with my issue during the claim filing process and after it was taken care of. Great job, well done.
5

out of 5

POSTED: | BY: Michelle

Great Service, People Who Care

Healthy Paws has always been a delight to deal with, especially when it comes to processing claims. They are quick and efficient but also ask questions about your pet. With our Penelope, they checked in afterwards to see how she was doing. It can be very scary for pet parents so we really appreciated how helpful Healthy Paws was throughout the whole process! I can't tell you how much more comfortable we feel knowing that we can take care of our little furry friend and we have a team supporting us!
5

out of 5

POSTED: | BY: bruce

Healthy Paws is the best ever!

I had an emergency at 5am in the morning.I filed a claim about 6 hours later.I got a reply that the claim had been approved and the check was mailed that day with a full explanation of the benefits.I called to follow up and the staff at Healthy Paws answered promptly.The staff even inquired later and asked me how my dog was doing.Im am so impressed with them that I tell everyone I know to use Healthy Paws.
5

out of 5

POSTED: | BY: Julia Rosenthal

Couldn't be happier!

We've had a Healthy Paws policy for our 9-year-old shih tzu since adopting her from a shelter two years ago. Given how little we knew about her health history and the severe neglect she had experienced before being rescued, we thought pet health insurance might be a good idea. It turned out to be a lifesaver. If it weren't for Healthy Paws, we would have faced veterinary bills in the high four digits as we got to the bottom of our dog's health issues. Healthy Paws paid all claims within a few days. When I called to verify coverage for some of the more expensive procedures, our claims manager was both knowledgeable and compassionate. I can't remember the last time I cried on the phone with a claims manager at my own health insurer...but the sympathy and professionalism I received when talking to staff at Healthy Paws was just amazing. They're top of the line. Within the last month we submitted a claim to Healthy Paws that included charges for a series of procedures -- some covered by our policy, some not covered. Within one business day, Healthy Paws had sorted through the many charges on the invoice and was processing a check for us. They even emailed a few days later just to see how our shih tzu was recovering. If Healthy Paws covered humans, I'd sign my family up tomorrow.
5

out of 5

POSTED: | BY: veronica

Super fast payments from Insurance

We did quite a bit of research and finally decided on Healthy Paws pet insurance. Their customer service is very good and they pay out crazy fast. We've had several random weird things with our adopted, mixed bully breed and they always pay super quick, no questions asked. If only I could get my act together to send them the claims as fast as they put them out, it would be great. I highly recommend them.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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