Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,964

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: J Kaiser

Best pet insurance for my older Rottie

When I got my Rottie 9 years ago there was only one or two pet insurance companies available. Now there are several to choose from. I spent over 3 hours comparing the different plans. When I was researching pet insurances, Healthy Paws and Embrace kept coming out at the top of my list. Working in the healthcare field for longer than I care to admit, I knew what I wanted...no annual caps, a reasonable reimbursement rate (vet care in NY is expensive) and an annual not per incident/accident deductible. Healthy Paws hit the bullseye on all accounts. Embrace would not give my girl full coverage due to her age only coverage for accidents. If you are buying pet insurance make sure you check out the fine print. One company charges a deductible for each accident or illness. Who can afford that??? So I signed on with Healthy Paws and am so glad I did. Shortly after the new policy started my girl needed eye surgery. After we hit the annual deductible we had a check in less than a week. They also sent me an email asking how she was doing. I asked them for brochures to put in my vet's office so more people can find out about this company. Have told 3 ladies I work with about it too. The fact that they help rescue animals with their foundation work is the icing on the cake.
5

out of 5

POSTED: | BY: Rick Salaices

Complete satisfaction from a company that cares.

This is our first experience dealing with pet insurance and we could not be more satisfied. The coverage is excellent. The response to our request was prompt, polite and smoothly facilitated. Jeeves, our dog, also received follow up letters of concern and inquiry about his health. It is refreshing to deal with a company that truly delivers what it says it will and with true compassion and efficiency.
5

out of 5

POSTED: | BY: Erin Bright-Stockman

Reliable, EASY Pet Insurance

Honestly, dealing with a sick/injured pet is SO stressful the last thin one wants to worry about is cost. Our dog, Danny, came into the house sneezing blood a couple weekends ago. We rushed him to the vet and, lo and behold, Danny had inhaled a HUGE foxtail. Submitting our first claim with Healthy Paws was a breeze and they got our reimbursement check to us incredibly fast. I would recommend this company to anyone with a pet. Awesome customer service... I wish my own health insurance were this easy!!
5

out of 5

POSTED: | BY: Sandy Ortiz

Healthy Paws. People who care & give GREAT service

My year old female Chug. My Wife and I are very surprise and pleased with Healthy Paws Insurance. When reviewing for a pet insurance for Sandy, we were a little skeptical in getting insurance for her. We herd some horror stories about people and their pet insurance not covering. After all the positive reviews from Healthy Paws, we are so happy to be on-board with you guys. I’m hoping she doesn’t get sick again, but we are very happy to know that we can afford to get her help if and when she needs it. Well worth the price and piece of mind.
5

out of 5

POSTED: | BY: Rob Baer

Prompt excellent service

After 2 years now and several trips to the vet we are still very pleased with Healthy Paws insurance. All claims have been very quickly processed and we have received the advertised compensation within just a couple of days. No questions asked, no haggling for claim coverage, just quality prompt service. I want to register myself with HP as all insurance companies should take note of their practices.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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