Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andre

Healthy Paws really cares!

Our first pet puppy Winifred had to be rushed to the emergency room. We were nervous and did not know what was wrong with her mouth. The vet generated a $3,000 estimate of all the procedures they might need to perform. We called Healthy Paws and they quickly had the vet fax over the estimate. Within minutes they called us back with approval! After a few hours the vet found a foxtail burr lodged on her throat. During that time Healthy Paws was readily available to answer any questions we had.
5

out of 5

POSTED: | BY: Barbara Peschl

THERE IS SIMPLY NO BETTER PET INSURANCE!

Having been routinely seriously abused and screwed by VPI (the most horrible, shockingly nasty pet insurer in the world) I was surfing the net one day trying desperately to get RID of said company, when I found a non-profit site for animal rescue on which there was a link to "Healthy Paws Pet Insurance"!! Imagine my delight! By I went into the link with more than a little wariness (remember, an abused person has lost nearly all faith in goodness).... It all sounded too good to be true. They were not only a pet insurance organization, but they support animal rescue and had so many perfect reviews...I had to know more. I called and spoke to the kindest woman, who assured me they were all that and a bag of chips....still wary, I signed up online and that, as they say, was all she wrote for me. That was four years ago and since then, I've been MADLY in love with Healthy Paws! No, that is not an overstatement or an exaggeration. These people who comprise this organization are the most wonderful, loving, supportive and responsive crew I've ever been exposed to as a pet loving adult seeking insurance for said family members... I didn't have a claim for a long time and then our beloved mini Schnauzer passed away suddenly (the vet suspected an embolism in the night) and our cat was bereft. Within days, we received a sympathy card, hand written by the president of the company and signed by every person working there, each with a little note of condolence. My husban
5

out of 5

POSTED: | BY: Karen

Prompt service

My 1&1/2 year old large,mixed breed dog suffered from a traumatic patellar dislocation requiring surgery.The initial claim for surgical services,testing and medications was handled promptly.
5

out of 5

POSTED: | BY: Leah Bridger

Healthy Paws has outstanding service!

We have insured our dog through Healthy Paws for almost two years now and they consistently deliver outstanding service! They answer questions right away and are so quick with providing reimbursement--almost always within one week. They are great to work with and we are very pleased.
5

out of 5

POSTED: | BY: Steve

Best Service Possible

My yellow lab puppy got into some food she shouldn't have and I had to rush her to the vet after I realized she put on some weight overnight. It ended up that she gained six pounds in one day and surgery was a possibility. Luckily she didn't need surgery but between tests, x-rays, specialists, and medications it was nearly a $1,000 day. Being my first claim Healthy Paws walked me through the entire process and even checked up with me twice afterwards to see how my dog was doing. I got a check in the mail 3 days after I submitted my paperwork. Everyone I have dealt with at Healthy Paws has been friendly, helpful, and sincere. If only my TV, internet, and cell phone companies had customer service like this my life would be much easier.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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