Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina

Healthy Paws comes through for my bulldog

If you have an English Bulldog it's a well known fact that having pet insurance is an essential and this proved true with my 10 month old bully who was diagnosed with brachycephalic airway syndrome. I did my pet insurance research and went with Healthy Paws based on their stellar rating on this site. I was not mislead. My dog had the works. He had everted laryngeal saccules removed, his soft palette shortened and his nostrils opened up. Amounting to $4200 dollars. I could never have done this without Healthy Paws who not only informed me my dog's surgery would be covered ahead of time, but pointedly followed up on his well being after the fact. I am very pleased and my Winston is nearly fully recovered and assured a much better quality of life. Couldn't be happier with the service and couldn't have done it without them.
5

out of 5

POSTED: | BY: Paulette Martin

The best there is!

Wookie became so sick almost overnight we thought we were going to loose him. The vet(s) couldn't find a cause and ended up doing exploratory abdominal surgery. In that time Healthy Paws kept track of all the bills, called the vets for clarification, and then paid the claim within a week of the last claim. The best part was that they called us, and left us supportive and encouraging messages and emails through the whole process including after we brought him home. We are glad they are part of our `extended family'. They are the best!
5

out of 5

POSTED: | BY: Nicol Maurer

Not Just a Number

I cannot say enough about the unsurpassed level of service I have received from Healthy Paws. I had pet insurance through another carrier when I first got my dog as a puppy. She would later be diagnosed with IBD, but her first year was rife with digestive issues that we couldn't seem to pin down. I became familiar with the way other insurance carriers may treat their customers. With Healthy Paws, I always receive a confirmation email that is from a real person, that I can actually talk to on the phone if necessary, written to me, referencing what my pet is experiencing, and always with well-wishes. They are professional, courteous, prompt and caring. And when my sweetest girl was diagnosed with an aggressive, inoperable cancer, Healthy Paws sent me personal emails just to check in to see how she was feeling. As chemotherapy is our only option to keep her as comfortable as she can be while we cherish all the time we can with her, I am thankful that we chose Healthy Paws to assure us that we can give her the best care possible. Their caring, personal touches go a long, long way--especially during the most sensitive times.
5

out of 5

POSTED: | BY: Courtney

Extremely Satisfied - Amazing Service!

I am beyond satisfied with Healthy Paws Pet Insurance. They're extremely efficient and process their claims very quickly. They were on top of all the paperwork from the get go, sending me repeated emails about information I needed to get to them to complete the claim process. While facing the stress of having a sick puppy it was very nice to not have to worry about my pet insurance. I also have to say they have THE BEST customer service. They follow up claims asking how your pet is doing and they respond within hours when you have questions.
4

out of 5

POSTED: | BY: Katherine

For peace of mind...

While the monthly cost of insurance is significant (and rising annually), the reimbursement rates are pretty high and the customer service is excellent. On this last point- the employees are friendly, the website is easy to use, the claim submission process is simple, and the turnaround time is speedy. We've had more than our fair share of unplanned vet visits with our active dog over the past few years, and having this insurance in place keeps us from too much worry about being able to provide the type of medical care she needs.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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