Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alfred J

Healthy Paws provided a wonderful experience

Our puppy underwent surgery for spaying and we were surprised to hear that she also required a procedure to shorten her soft palate. While this is seen at times with her breed we were not aware that she had this condition. Healthy Paws reviewed her records and took time to discuss her case with our veterinarian. In the end, they sided in our favor that this was not in fact a pre-existing condition. We were re-imbursed to the full amount of our insurance policy. They were friendly and receptive at all times during this speedy process.
5

out of 5

POSTED: | BY: Susan Carlson

Could not be happier!

I have another Pet Ins and put a claim in the same time, I'm still waiting as it has not been processed yet, I already have my check from HPI - less than 30 days!When my Vet asked for a recommendation I was most happy to say HPI!
5

out of 5

POSTED: | BY: Heather Schlappi

Healthy Pet Insurance is AMAZING!!!

I can't say enough good things about Healthy Paws Insurance. Every claim that has been submitted to them has been looked at within 24 hours and I have had a check in my hand within a week or two at the most. The staff at Healthy Paws is incredible. After each surgery, they have checked in with me to see how my dog is doing. They care so much about the animals that are insured through them. If you don't have insurance for your dog yet, you should. It has been such a help for me when determining if I could afford to have the surgery my dog so needed. Between my vet and healthy paws, my dog is taken really care of. I love these guys!!!! I have recommended healthy paws to all my dog owner friends and every one has bought insurance from them.
5

out of 5

POSTED: | BY: Keith

Excellent Piece of Mind

I would recomend Healthy Paws to anyone looking to protect their pet. They are very quick with reimbursements, usually in less than 1 week. In fact, we receive confirmation emails of our claims being approved within a day of the office visit. Healthy Paws has given us the piece of mind that we can continue to care for our dog without having to think about whether we can afford it or not. It is a horrible feeling to have to think about whether you can save your pet due to cost. Healthy Paws has taken that away from us so we can concentrate on getting our puppy feeling better! Thank you so much!!
4

out of 5

POSTED: | BY: Erica

So Far,,,, So Good!

I have only had Scout's insurance with Healthy Paws since Feb of 2013. Here it is July and I have already submitted 3 claims. (Have to love puppies!) The first 2 claims went in together. It took about a week & a half to get it all completed as they had to enter the medical history and get all of the background on the situation. The 3rd claim was about 2 weeks ago when my Scout got a bottle of vitamins and ate them. (vitamins, platic bottle, lid and all) Scout spent the night in the hospital on a Wednesday and came home Thursday morning. I called Healthy Paws Thursday morning and asked them to fax a claim form to my vet as I had forgotten to take one. Friday morning I called the vet to verify that they had it. Indeed they did. The vet completed the form and faxed it back first thing that Friday morning. That same day, I had a response back from Healthy Paws on the claim. I was very impressed that they had processed it in less than a day. The explaination was clear and easy to understand. The check came in the mail approx a week later. I have spoken with Healthy Paws staff several times by phone & email. They are always very polite & helpful. They followed up after the viatmin incident to make sure Scout was ok as well. I'm thankful for the quality service I have received so far with them. Hoping that I don't need to talk to them any time soon..... But if I do, I trust that they will continue to provide the high level of efficiency and quality th

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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