Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephen Schoen

The Best!

When we first brought home our little Shih Tzu puppy I though it would be a good idea to get some pet insurance. Several of our pet-owning friends were unfortunate enough to be faced with large, unexpected vet bills and yy wife and I had both just recovered from serious illnesses. I selected Healthy Paws based on the reviews I had read. Recently Ming required surgery to remove a rock he had eaten which had become lodged in his duodenum. Not only did Healthy Paws pay our claims quickly and in full, they also seemed genuinely interested in our little dog's recovery. A fair price and superb customer service. What more could you ask for!
4

out of 5

POSTED: | BY: Joshua Jorn

Helpful, but complicated

The Healthy Paws Insurance was helpful in getting my claim processed. It was not an easy endeavor, but in the end it did finally get completed. Documents were requested and delivered expeditiously on my end, and yet still more items kept on being requested. It was very aggravating as I am a person that like to be told what is missing the first time so that it can be supplied only once.
5

out of 5

POSTED: | BY: Carlene Smith

New insurance comes through!

Benni ate an entire tennis ball while I chased her around the park. It was of course a weekend so Urgent Care. When the vet asked about x-rays, emetics etc., I trusted my new Healthy Paws (untried at the time), Insurance and said to do what was best for Benni. The insurance was paid as promised when I signed up, in a few weeks, and my dog was inquired about by Healthy Paws. I'm very pleased at this point with the no hassle, just as expected, reimbursement.
5

out of 5

POSTED: | BY: Alexis

Excellent insurance company

Healthy Paws has been great! I have submitted several claims over the past couple of years for my dog and they have been very responsive and have followed up to see how my dog was feeling. The reimbursements have always been fair and processed very quickly.
5

out of 5

POSTED: | BY: Kristy

Easy claim process and great customer service

My dog recently got very ill with HGE and had to be hospitalized. Luckily he made a full recovery, but the vet bills were in the thousands. I filed my first claim with Healthy Paws and was surprised at how easy it was. The form is very simple and reimbursement was quick. Plus, when I emailed with questions, I always received a prompt response from a real person who seemed to genuinely care about the health of my dog. Overall, I am very pleased and so glad I had insurance, so I could focus on getting my dog well and not worry about cost.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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