Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,335

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ramona Rettzo

Healthy Paws is Awesome!

After one of our dogs threw a blood clot in her spine, and we spent countless dollars for surgery,etc., I said the next dog we get, we are getting insurance. Did some research and saw that Healthy Paws looked the best, and it was the best thing I ever did. Bella, our 3 year old Great Pyrenees/Golden mix contracted osteosarcoma in her right front "wrist." She had testing and amputation of the leg. I have to say she is doing great now! Healthy Paws has been fantastic through it all! Claims paid promptly, and follow-up e-mails asking about Bella. Just great customer service. I highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Tammy

Very quick reimbursement time on multiple claims

Healthy Paws is such an easy, affordable and caring company to work with. I have had several claims with my fragile little Peanut(Shih Tzu). I had him at the vet 3 times in a week and each claim was processed on the very next day! I have already received my first reimbursement check and it's been less than a week. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Jerrod

Best Pet Decision Yet

After reviewing multiple policies, Healthy Paws appeared to have the best user satisfaction as well as the best coverage. I was so, SO right! I've had to take my little guy in for gastroenteritis three times now, each time performing various diagnostics to ensure that there wasn't a deeper issue. As soon as my vet faxed the claims to Healthy Paws (we're talking minutes here) I received a confirmation email indicating that the claim had been received. The emails stated that it could take up to 10 days for processing, yet I was emailed a second time with a detailed explanation of benefits and the amount that I would be reimbursed. This was for all three incidences. Timeliness was so helpful during these stressful periods. I was even emailed this past instance by the company to ensure that my pet was OK. They even asked if we could give him a hug from them. Caring, and fast fast fast. Don't hesitate, choose this company!
5

out of 5

POSTED: | BY: Mark Rosenwasser

Fantastic experience

My 6 mos lab puppy, Clark chewed and swallowed pieces of a toy. He ended up spending 2 nights in the vet hospital. Fortunately he was able to avoid surgery. He was treated with IV fluids, antibiotics, and pain meds and I am happy to say he is back to his old self. Healthy Paws had our claim processed within 24 hrs after we submitted the paper work. We got a check 3 days later and then a follow-up email a few days later asking how Clark was doing. Their customer service was exceptional and I highly recommend them for pet insurance!!!
5

out of 5

POSTED: | BY: Jeff S.

Glad I Made The Switch!

I have 2 dogs, both of whom had been insured under the ASPCA insurance plan since they were puppies. Time after time I had to "fight" with ASPCA over just about every claim. After extensive research of all of the other available options, I switched to Healthy Paws just under a year ago...and, I'm glad I did. One of my dogs was diagnosed with cancer (he's cancer free now!) and the bills, as you can imagine, were quite hefty. I was amazed that less than 24 hours after submitting my first claim I received an email that it has already been processed. My reimbursement check arrived in the mail a few days later. This wasn't a fluke...subsequent claims were processed within hours of submitting them. My only regret is that I didn't join Healthy Paws sooner!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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