Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,962

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nikki

AMAZING!!!!!

I have a different pet insurance for my 1st dog that I am not happy with. I found Healthy Paws online and signed up my baby bulldog Asanti with them. It has been nothing but AMAZING. I NOT only received my claim reimbursement quickly but I received an email checking on Asanti. By far the best pet insurance ever!!!
5

out of 5

POSTED: | BY: Diania

Fast response

Our little dog got a mass above her left toe and had to have surgery to remove it. They were great in getting the reimbrustment as fast and as they did and it was paid just as they stated 90% of total bill. The other pet insurance I had did not pay anywhere near, its great to know that they pay like they said without a lot of questions, and were nice enough to email a few days later to see how she was doing. That's what I call great service
5

out of 5

POSTED: | BY: Sophia Tornatore

Best pet insurance ever!

I have recommended Healthy Paws insurance to others and they are just as pleased with the service
5

out of 5

POSTED: | BY: Gary Kussman

Excellent Company

We have had Healthy Paws Pet Insurance for more than one year for our dog. I have never had an insurance company that is so responsive. 1. Claim filing responses are quick, complete, and comprehensive. 2. Payments are prompt. 3. Through correspondence with company representatives, it is clear that they are actually concerned about helping our dog get better. I strongly recommend Healthy Paws Pet Insurance for your pet.
5

out of 5

POSTED: | BY: Lise

100% thankful I went with Healthy Paws

Healthy Paws deserves the most enthusiastic 10 rating I can give. I did quite a bit of research involving pet insurance before settling on Healthy Paws. Several articles I read about pet insurance suggested this was the most reputable company out there, however a small one. A personal conversation with the owner of the company settled all my worries about it being a smaller company, (they have a significant underwriter among other strengths). We signed up for the 90% coverage when our pure-bred was roughly three months old. We are SO grateful that we were proactive with this because about half a year later, he developed a series of ear, eye and skin infections. Each time, we had to take him in, get treatment, and the little guy was practically living in an Elizabethan collar. We finally realized there was likely a larger problem and switched vets upon further research. The new vet informed us that our dog was likely suffering from allergies. Who knew that so many infections could be the result of allergies? So we got our pup a blood allergy test and had him put on his first serums at that time. Healthy Paws covered 90% of the test and treatment, minus the office visit and $100 deductible. The first claim took about a week. But every claim since has been only a few days. Our pup was great for another year and a half, until we moved to a new house where the infections flared up again, this time with more severity. We were referred to a vet that specialized in dog dermatology

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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