Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ed M.

Claims paid promptly

I recently had an emergency visit to a 24 hour animal hospital because my loving dog had an allergic reaction to something, to this day unknown. At 10:30 PM on a Friday night I noticed that his face was swollen and he had considerable discomfort, so I called my vet and was referred to the nearest 24 hour animal hospital. They provided excellent care but the charge was fairly high because it was an emergency. My dog recovered quickly after being medicated and I submitted a claim by email to Healthy Paws the same day. within 24 hours my claim was accepted and I received a check in the mail by the end of the week. They followed up with a note asking how my little boy was doing which I thought was a nice touch. I highly recommend Healthy Paws for pet insurance.
5

out of 5

POSTED: | BY: Anne Baday

Wonderful service

I have had many dogs, but never had pet insurance before. We adopted a "rescued dog" and decided to take out the insurance . Healthy Paws has been wonderful. Unfortunately we have had 3 major vet visits with our little rescue, including one emergency visit. Our vet office has faxed the forms to healthy paws and I have received an email within 3 days explaining my reimbursement, and received the check within a week!! They even emailed me to find out how our dog was feeling after his emergency visit. You can't go wrong with Healthy Paws!
5

out of 5

POSTED: | BY: donna bivighouse

FAST, FRIENDLY, FANTASTIC SERVICE!!!

Tank has persistent vomiting that required a trip to the vets where xrays were done and fluids given. There were no signs of a foreign body but he did not improve and ended up back at the vets for iv fluids. This turned him around 100%. I faxed his claim/invoice and within a few hours had received an email that it was being processed and a few hours later received my explanation of benefits showing the costs covered by my plan. I have never dealt with a more efficient, prompt company. I wish health care companies were as reliable as Healthy Paws. I work for a medical facility and am very familiar with insurances and had great knowledge of insurance plans. This is what enabled me to choose Healthy Paws and I must say I do not regret it one bit!
5

out of 5

POSTED: | BY: Ann Segovia

Great Service

My dog became very ill, vomiting, falling over and very lethargic. After an entire day at the vet getting multiple tests and IV fluids, he was much better. However, the bill was over $500. Healthy Paws processed my claim within 2 days and sent me an e-mail informing me of how much I was being reimbursed, as well as a follow up e-mail to see how he was doing. I have had another insurance previously, and I have to say that I am extremely impressed about the service that we received and the ease at submitting the claim. I am very glad that I switched to Healthy Paws, and I would strongly recommend them to others.
5

out of 5

POSTED: | BY: Denise Anderson

The best decision you can make for your pet!

Diezel, my four year-old German Shepherd was recently in Intensive Care with aspiration Pneumonia .For eight days he had to remain on Oxygen, had to be on high doses of antibiotics, and under round the clock care. Needless to say all of this got very expensive very quickly! After taking Diezel home to start the recovery process I contacted Healthy Paws pet insurance to see what red tape and hoops I would have to jump through to get any kind of reimbursement, if any! I was pleasantly shocked how easy they made the entire process, and how quickly I was reimbursed! Purchasing Healthy Paws was one of the best decisions I have ever made for my pets, and I plan on recommending them to everyone I know!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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