Healthy Paws | Pet Insurance Review

The best advice I can give to any pet parent is to get pet insurance on your dog/cat as soon as you adopt them. I waited to get insurance until my dog Rocky was 8 and our dog Rilo was 2. About 10 months after I had the insurance the vet found a mast cell tumor (cancer) on our dog Rocky's leg. Long story short the total cost for everything was nearly $4,000 but I opted for the 90% coverage so it was mostly taken care of by Healthy Paws. The good news is the removed all of the cancer, no signs of spreading and Rocky is in the clear. It's such a huge relief to know that we don't have to worry about medical emergencies or illnesses for our 2 dogs. I typically receive a check within 5 days of filing the claim via Email. That's incredibly quick. I researched pet insurance for months before I finally decided on Healthy Paws. I'd definitely recommend them.

Healthy paws has been there for me and my schnorgi every step of the way through many ailments

Had VPI for many years. They were painfully slow and nit picked everything. Then they have a payment schedule that is not realistic. I switched to Healthy Paws. Best move I made. They reimburse you 90% of what your vet charges. There is no schedule . There are no caps on lifetime payments. You pay one annual $200 deductible and then they pay 90% of what your vet charged you. I send in my claim by email and it is processed within the hour! How amazing is that? VPI would take weeks to process your claim. Yes, the premiums are a little higher, but as the old saying goes "you get what you pay for". With healthy paws you certainly get your money's worth and the people there are the nicest as we'll.

My cat was first diagnosed with a mast cell tumor requiring diagnostic testing and fairly extensive surgery by a specialist as it was on her lip. Then 5 months later after that, she had a bout of enteritis that required testing to diagnose, and a 24 hour stay of supportive care at the ER vet. Having Healthy Paws allowed us to do what we needed to do for her medically without stressing as much about the financial aspects of getting her the care she needed. They cover exactly what they say they will cover; no hidden surprises. They processed my claims within 24 hrs of me submitting it to them, and there was a check in my mailbox within one week, and even e-mailed me after each incident to see how she was doing. Their monthly premiums are affordable and bring so much peace of mind as I have come to find out!

This is the best insurance policy that I have ever had! My cat has required emergency and follow-up care on two occasions. Each time, Healthy Paws processed my claim immediately. Healthy Paws immediately reimbursed me for ALL covered charges. I highly recommend them.