Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,964

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tim McNair

I've done the research for you, buy Healthy Paws

When we got our third and fourth Berners, I knew we'd need insurance. I had had coverage from another company for the first two, and although they did what they said they'd do, the reimbursed based on an unrealistically low schedule and there were quite a few exclusions. Two Berners, two years, just north of 9K in claims; all paid promptly. From coverage for immune mediated meningitis, to simple skin infections, to a fragment of a tennis ball that was ingested and took a couple of months to pass, they''ve paid it all. The older dog has hips that will be prone to,dysplasia later and our vet suggested a series of injections to help prevent it. I didn't submit a claim for these since I knew hip dysplasia wasn't covered for the first year. They actually called me and asked about his and told me that since he had not been diagnosed with hip dysplasia it would be covered and to submit a claim. When is the last time your insurance company called you and asked you to submit paperwork so they could send you a check. There are quite a few companies that write pet insurance now. I looked at all of them before picking Healthy Paws. Very few have annual deductibles, rather than per incident deductibles. Those that have annual deductibles tend to have WAY more exclusions. The premiums are reasonable and the claims service is speedy. I always have my check within three days, most of the time in two days and once I even got the check the next day. (I live about 45 miles from the "Mother Sh
5

out of 5

POSTED: | BY: Miryam Rosenberg

AMAZING

My dog Bubu was diagnosed with an ACL tear in both knees. Thankfully he is insured with Healthly Paws. I did not have to worry about the cost of the surgery. Healthy Paws afforded me the easy of mind of only worrying about his health. They processed the claim quickly and although I have not received the check yet, I received notification that it will be mailed to me within 10 days. Sending them the claim and documentation was very easy. To top it all, they have sent emails asking me how is his doing and wishing him a quick recovery. I am so impressed with the company and will highly recommend them.
5

out of 5

POSTED: | BY: Dan Wisotsky

Excellent Pet Health Insurance

After my pet was admitted to the hospital, I contacted Healthy Paws to file a claim. Their staff was extremely professional and courteous in handling my claim. They even followed up after my pet came home to see how he was doing. They really care about you and your pet!! Outstanding!!
5

out of 5

POSTED: | BY: Debbie McKinney

Phenomenal Benefits, Outstanding Service

I am very thankful to have this insurance and I have recommended it to others. I selected this insurance in 2010, as the company I work for brokers this insurance plan. I never used it until recently when my dog was diagnosed with Intervertebral Disk Disease. Upon exploring the benefits of this amazing policy I discovered that alternative therapies are covered such as Acupuncture,Hydrotherapy, and Chiropractic services. Shortie has been seeing a wonderful Vet, Rebecca Fraser, who has an acupuncture practice as well. (www.fraservetacupuncture.com) The treatments have made all the difference in the world and the prompt turn around time for reimbursement by Healthy Paws for each claim submitted has been remarkable, it has not impacted my budget at all. I am very pleased and satisfied with my Pet Insurance choice and the fact that my dog is feeling like a dog again. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Shaina Beutin

Look No Further for Pet Insurance!

I could not be happier with Healthy Paws. I work at an Animal Hospital and deal with all insurance companies on a daily basis. By far, Healthy Paws is the best. They are friendly,efficient, and hassle-free. One of my pets has been ill for the past few weeks and my wallet was getting thinner by the minute. Thanks to Healthy Paws, they processed my claims within a 24 hour period and I received my reimbursement in no time! Based on my experience with almost all pet insurance companies, I strongly recommend Healthy Paws above them all!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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