Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,964

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet Goehren

Healthy Paws is so much more than I even expected

After reviewing lots of different options I chose to go with Healthy Paws after reading outstanding review -- now I know why. Their customer service is phenomenal! There's no confusion about what they cover--it's very clear once you decide which plan you want. The claims I've submitted have been processed within one day. This was especially helpful recently as one of my dogs had to have major (and expensive) surgery. I would highly recommend them.
5

out of 5

POSTED: | BY: Mary

FABULOUS - Just FABULOUS

I cannot say enough good things about this company. An annual deductible (as opposed to a per-incident deductible). Fantastic reimbursement plans (up to 90%). A comprehensive pre-existing condition review up front, so you know exactly what (if anything - and for our two dogs, we had NONE) pre-existing conditions might be excluded. Talk about peace of mind. Reimbursement is sent out in days upon receipt of the claim form. I could go on and on. I hope they are in business forever - simply fantastic.
5

out of 5

POSTED: | BY: Dionne Pells

AMAZING!!!

We had a $3000 experience when our beautiful 2 year old goldendoodle apparently ingested some goose poop. She started getting sick and by the 5th time there was an unbelievable amount of blood...we knew this was serious and were wondering how much it would all cost. After a few days in the vet emergency clinic and almost $3000 later....we are so thankful that we invested in healthy Paws pet insurance. The customer service is top notch and they processed and sent out claims literally the same week!!! We can't sing their praises enough!!
5

out of 5

POSTED: | BY: Alan

Prompt review of claims and great customer service

Healthy Paws has been a great pet insurance provider for our Boston Terrier puppy. He's had a few significant health problems already early in his life. So, we've already had to submit a few claims. Submitting claims is relatively easy and straightforward. The client relations team is very helpful and seem genuinely interested in ensuring that our pup is healthy and taken care of. So far, we've had a great experience with Healthy Paws and I would wholly recommend them without reservation.
5

out of 5

POSTED: | BY: Terrie Whittaker

Pet Insurance Company that Cares

My standard poodle, Kamali, was lethargic, no appetite and had a huge swollen elbow. After much testing, it was found she had an auto immune deficiency of her blood. The medicine she was put on made her liver enzynes out of balance. The next medicine she was changed to made her vomit. Many blood tests later and lots of pills, she is now fine, up and around and playing with my other poodle.Through all of the trips to the vet and two trips to the emergency vet clinic, I knew I had a partner with Healthy Paws Pet Insurance. All vet bills were costly, especially the 2 to the emergency clinic. It so easy to be able to tell the clinic to go ahead with necessary testing. I didn't have to think about their costs and my checkbook Healthy Paw staff has emailed me each week checking on my dog and letting me know they were there for whatever I needed. They are very caring, compassionate and supportive. The claims, which were a lot, have been handled very quickly and the company has followed up with everything. I have not had to call them at all to follow up. They were really on top of everything, including quickly paying the claims I submitted. I am so glad I have Healthy Paws and their support.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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