Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,119

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard Herriott

Healthy Paws pet insurance is no doubt the best!

We have 2 Corgis and have been insured with Healthy Paws for over two years. During this time our Corgis have had the following surgeries: ACL repair, two back surgeries (one for each dog) and eye surgery. Had it not been for Healthy Paws, this would have cost me thousands of dollars. Instead I paid only my yearly deductible ($50) and 10%. Healthy Paws customer service is THE BEST I've ever experienced. They are very quick to process claims (the eye surgery claim was processed in less than 24 hours). The other claims were processed within 48 hours and I received the checks within 2 days. The staff is courteous, professional and they truly care about your pets. Make sure you get your beloved four-legged friends' health insured by Healthy Paws. You will be glad you did!
5

out of 5

POSTED: | BY: Tod

I love this company!

Great plan, incredible customer service. I had another company's policy with my previous dog, and it's night and day. Healthy Paws looks for ways to accommodate you, as opposed to looking for ways to deny coverage. And I literally have a check in my hand within a week of the veterinarian visit. I recommend this company to all my pet-owning friends without hesitation. Now, if they'd only offer HUMAN insurance... ;-)
5

out of 5

POSTED: | BY: Ryan

Great company

We are relatively new to Healthy Paws, but already we have had a great experience! My vet recently removed a suspicious growth on my dog's ear (it was benign thankfully) and our experience afterward with Healthy Paws was fantastic. The claim submission process was easy and efficient. The company sent a personalized email to check on my dog's recovery. The reimbursement came lightning fast...I have only had experience until now with human insurance companies and expected a long, drawn out process. This was the exact opposite. I highly recommend this company without any reservations.
5

out of 5

POSTED: | BY: Tony

Excellent and Fast Claims Service

My dog lacerated his paw pad and needed multiple surgeries and several trips to the vet's office to replace the bandages, check on healing, purchase medication, etc. I had been told by a friend that Healthy Paws' claims service was fast, but I didn't really believe it until I had to submit a claim myself. My claims were processed very quickly. I must have submitted nearly 10 claims for this one incident, and each time I got an email within a day or two that my claim had been processed, and I received by reimbursement within a week of submitting each claim. Very happy with the service and highly recommend Healthy Paws to anyone looking for quality and affordable pet insurance for their pet.
5

out of 5

POSTED: | BY: Kelly

Thankful!

We learned our lesson the hard and very expensive way with our previous furbaby. This time around, the day after we rescued Porsche I had signed her with HealthyPaws I researched and read reviews and selected Healthy Paws. We are so thankful we did. We just recently had to go the ER - fearing the worst case scenario of pancreatitis, but knowing we had Healthy Paws on our team we rushed to ER. Thankfully it turned out to just be a very angry tummy and a bad case of gas. But, almost $900 later, the secondary relief came along with the email that the claim was processed and refund coming our way. Porsche is our only child, and we are thankful for her and that we have Healthy Paws on our team to make sure she has the best of everything.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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