Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,168

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mercedes

Best decision I've made regarding my pets!

Best health insurance choice for your pets!!! Okay, let me start off by saying that I have been a pet owner since I could remember. Currently, I have 2 golden retrievers and 1 Brittany spaniel. For years, I had them all enrolled in VPI, and after many disappointing experiences with them, I decided to make a change. After careful research, I opted to enroll my boys with Healthy Paws. BEST and SMARTEST decision I've made! The premiums are more than reasonable and the claim process is hassle free. Once you submit a claim, you will get your reimbursement within 3-5 days. Not only are they prompt with the claim processing, but their customer service is keen! They really do care about the welfare of your pet and you as an owner! They'll do follow up emails just to check on your pet's recovery and to check on you as a concerned pet parent. I am extremely happy with their service and will continue with them from now on. Thanks again!!!
5

out of 5

POSTED: | BY: Baron

Incredibly fast claims processing

My 1 year old pup was in need of special diagnostic testing which required surgery. The claim was process quickly and a check arrived in just a few days.
5

out of 5

POSTED: | BY: Bryan

Excellent

They are reasonably priced and pay claims quickly. I would recommend this insurance plan to everyone it is only 31 dollars a month cheaper than my health insurance.
5

out of 5

POSTED: | BY: grace

reputable company and recommend them

I reviewed a few pet insurance policies on line and asked a couple of friends who have pet insurance. I made my decision to go with Healthy Paws (I do like their name) based on their literature and speaking w/ them. So far, they have reimbursed me the 80% of everything that they say is covered so they are true to their words. They also process their claims most faster than human insurance companies. I highly recommend them to anyone with a pet.
5

out of 5

POSTED: | BY: Jami Kennedy

All Customer Service should be this great

My dog, Brady, a Morkie, recently became ill. I had to take her to the vet while on vacation in Florida. She's my baby, and her health is of the utmost concern to me, and thankfully, the vet was able to give her fluids and meds to make her feel better. But, ooh boy the sticker shock of the bill. I was grateful that I had insurance. I submitted my claim and emailed customer service. They are incredibly prompt with response, and genuinely kind. They processed my claim within 2 days. I'm very glad I picked Healthy Paws, and would recommend them to anyone.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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