Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: M. R.

Healthy Paws offers superior coverage for seniors

In 2012, when I chose Healthy Paws for my cats, it was after having dome a fair amount of research. At the time, Healthy Paws was one of the few insurers that would cover older pets, such as my then 12 year old female cat. Healthy Paws was also the only insurer that I found, at that time, to offer continuous coverage for older pets. For those who are unfamiliar with insurance jargon, continuous coverage means that illnesses or injuries that show up while a pet is covered, will continue to be covered as long as the policy is in force, (as long as the pet is alive, and the premiums are paid.) Insurance plans that do not offer continuous coverage will generally cover a disease for the policy term in which the disease is diagnosed, but will consider the disease a pre-existing condition when the policy is renewed at the next term, usually the next year. What this means in real life is that a pet that develops diabetes, for instance, will have the diabetes covered for a year with a non-continuous coverage policy. The next year, after the policy is renewed, the diabetes will no longer be covered. Healthy Paws' continuous coverage plans are worth seeking, because they allow pet parents to keep giving their pets high quality care year after year, not just for the first year after something pops up. This type of consistent, high quality care made all the difference for me and for my oldest insured cat, my soon to be 15 year old little girl. My girl has, like many older ladies, arthri
5

out of 5

POSTED: | BY: Sue B

Peace of Mind at a Tough Time

If you are reading this review, it is because you love your pet and want to provide the best care possible in the event of illness or injury. I wasn't looking for a return on investment, just some peace of mind. While there have been many advances in veterinary medicine, it can be costly. I'd had a few minor claims for my Yellow Lab, Josie, and they were always handled well. Josie wasn't feeling well - vomiting, lethargy and lack of appetite. I brought her to me vet 3 times over a 2-week period. The vet assured me it wasn't serious - just a UTI. She was wrong. I took Josie to Tufts, but she did not survive - liver and kidney failure. She was only 3 1/2 yrs. old. Healthy Paws has been very supportive, sympathetic and processed each claim very quickly, usually in a week's time. The owners and the employees are pet owners themselves and they understand the bond we have with our pets. That is why Healthy Paws is the top rated pets insurance company and why I wouldn't hesitate to to purchase another policy from them.
5

out of 5

POSTED: | BY: Lisa Benet

We love Healthy Paws

Getting Healthy Paws for our young and active Ridgeback is one of the best decisions we've made as a family. She's been sick and recently got hit by a car and without Healthy Paws coverage, it would have been very difficult for us to pay the thousands of dollars in vet bills over the years. Beyond that, the customer service is amazing. If only they could provide medical insurance for us humans! Thank you Healthy Paws for helping us care for our sweet and beloved pet.
5

out of 5

POSTED: | BY: Shannon

Best Pet Insurance Ever!

I love having this insurance. It is peace of mind for us, with a young dog. It came in handy recently when Silly Dog at a pound of M&M's (he is only 10 lbs) We rushed him to the ER and he had to spend the night. The bill was handled super fast, and customer service was fantastic. This was a first claim for us!
5

out of 5

POSTED: | BY: Alex T

Prompt, fair and no surprises!

I'm extremely satisfied with Healthy Paws Pet Insurance. My bulldog had a cyst grow unexpectedly under his chin and after a few days it started bleeding incessantly. The vet recommended surgery and some follow up tests. Having had other types of pet insurance over the years, I didn't have high expectations. Healthy Paws processed the claims very quickly and paid 90% after the deductible without any surprises. On top of that, they sent a personal note to check on my dog's recovery. Top quality service and handling. I would highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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