Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Amazing A++

I love this place. People are so friendly and the customer service is excellent. The claims process is fast. They always follow up to see how your pet is doing. They actually care. I would insure every pet from this point forward and only with this company. Without their help I don't know that my puppy would be here because I could not afford the $2500 surgery when my pup got sick. So I will always be thankful to Healthy Paws. Thanks again.
5

out of 5

POSTED: | BY: Stephanie Kaplan

Fantastic! Thank you Healthy Paws!

They were so supportive, quick turnaround with the claim, and they covered most of our pups procedure. They were so nice troughout the process...even asking how Leigha was doing.
5

out of 5

POSTED: | BY: AL MELONE

Superior coverage ... yet affordable.

After many years with VPI, where their rate schedules neverbegan to reflect actual rates charged by vets in my city, I switched to Healthy Paws several years ago. My 12 year old Shane, a 30 lb. terrier/spaniel mix, started walking in an odd manner. X-rays showed he had herniated discs near his tailbone. A month later he had trouble getting up to walk, and was experiencing pain. Went to the top rated neurosurgeon in the county, and after mri and surgery and a bill of more than $6k, Healthy Paws came through with a check for 90%. It has been 4 weeks since the surgery and Shane is walking fine and wants to run and play like when he was younger. Could not recommend them more highly!
4

out of 5

POSTED: | BY: VK

Great experience

My dog ate 3 of my plants and had to have surgery to have it removed as it was compacted in her tummy and blocking her intestine. I called Healthy paws to make sure and to find out the process and they instructed me on how to get the claim going once she had her surgery.It was fast & easy, fill out the claim form and send the form with the invoice, as simple as that. All the way, they were in touch via email , concerned about my dog, claim got processed quickly. They even inquired about her a week later. I couldnt have been more surprised as to the care they showed . I would highly recommend them.
5

out of 5

POSTED: | BY: Kristina Knoll

Excellent service, excellent coverage

I can't say enough about Healthy Paws. Their website is easy to follow, their claims process makes it easy to submit documentation -- the whole process is simple and efficient. They are so quick to notify you of receipt, to make a final determination, and to send back reimbursements. I am thrilled to have them on my side. Not only are they easy to use, they are quite caring and thoughtful. They personally reach out to inquire regarding the health of my dog when she is ill. I always feel like Healthy Paws is my partner, and one that is on our side. I have used other pet insurance carriers with previous animals -- though now I will only use Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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