Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,011

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel

Healthy Paws is AWESOME!

Healthy Paws is one of the best companies I have ever dealt with, much less by far hands down the best insurance company - person or pet. Healthy Paws are what I think insurance companies were originally intended for (people, place or pet). You sign up for your plan, pay your premium (hope you never have to use it) and when the time unfortunately comes and you have to use it they cover you for what was agreed upon without nitpicking every single thing looking for a way to avoid paying out. They also treat you with respect, kindness, professionalism and prompt polite service. My dog has been covered by them since about 2010 and really haven't had to use it thankfully until this summer. Oliver started limping around August and having an issue with his rear right leg. The vet thought he had a torn ACL and we started him on conservative treatment - acupuncture, Rimadyl, rest and weight loss in hopes to avoid surgery. Healthy Paws covered his vet bills according to the plan I signed up for - 80% with a $100 deductible. Unfortunately he still needed surgery so scheduled it for the end of September. The night before Oliver seemed to injure his rear left leg and could barely walk. He had the rear right leg surgery and could only wait and see on next steps for the new injury once he was healed up. Stressful (and expensive) time to say the least. I picked him up from vet on a Friday, had his claim submitted and I had an email from them in 2 days stating they were proces
3

out of 5

POSTED: | BY: Susan

Efficient and Friendly Service

Take the time to read the clearly stated policies and procedures as you would with any insurance company before signing up, and you will not be disappointed. This insurance company clearly states what they do and do not cover. I have had two claims since I signed up in May, 2013 and both were handled efficiently. I had to call customer service on the first one, as they emailed me to let me know my vet had sent the insurance claim without their notes. They emailed me the claim so I could sign it (just a silly error by the reception office), and I obtained all notes, sent them off and they processed quickly. Insurance is insurance and there will always be frustration when you go to use it and find every exclusion in the book somehow applies to you, but so far, I've found Healthy Paws to be EXACTLY as they state. Nothing is "hidden".. I'm SO glad I chose them, and have complete peace of mind with their practices.
5

out of 5

POSTED: | BY: Carmen Negrete

Best pet insurance i've had

THis is the first time i have gotten health insurance for any of my pets and i am very satisfied with this pet insurance.They help with 90% of the bill and I no longer worry about being broke after i take my pet to make sure she is well taken care of.I recommend this pet insurance to all pet owners!
5

out of 5

POSTED: | BY: Doug D.

Excellent customer service

Recently, our 7 month old Yorkshire Terrier fractured his left radius and ulna. After a trip to emergency vet, and two visits to regular vet, it was determined that the fracture wasn't healing properly, and would require surgery. The Orthopedic Surgeon placed a plate with seven screws in his leg. He is now beginning his recovery. We should like to say how extremely happy we are we decided on Healthy Paws for our pet insurance company. This company as already exceeded our expectations. We received prompt reimbursement within days of claim submission! We have even received emails inquiring as to how our little boy is doing!! How many companies do that!!! Not only do they provide the very best customer service, they actually care about you and your pet. We would highly recommend that anyone that is researching pet insurance, put Healthy Paws at the top of your list!!
5

out of 5

POSTED: | BY: Jessica A

Very satisfied with Healthy Paws!

Healthy Paws insurance has been great in every aspect. Everything about them is excellent. Great customer service, user friendly website and easy sign up. Claims are quick and easy. My 1 year old lab recently had surgery in his mouth to remove something called a ranula. Didn't realize all the things that can happen to a pup and I'm so glad he his protected. Reimbursements are processed quickly and are fair.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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