5
out of 5
POSTED: | BY: Kate
Healthy paws is a god send
Healthy paws has been there for me and my schnorgi every step of the way through many ailments
4.9
out of 5
Number of reviews 10,164
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mort Richman
Nicest insurance company ever!
Had VPI for many years. They were painfully slow and nit picked everything. Then they have a payment schedule that is not realistic. I switched to Healthy Paws. Best move I made. They reimburse you 90% of what your vet charges. There is no schedule . There are no caps on lifetime payments. You pay one annual $200 deductible and then they pay 90% of what your vet charged you. I send in my claim by email and it is processed within the hour! How amazing is that? VPI would take weeks to process your claim. Yes, the premiums are a little higher, but as the old saying goes "you get what you pay for". With healthy paws you certainly get your money's worth and the people there are the nicest as we'll.
5
out of 5
POSTED: | BY: Samantha Statland
Outstanding
My cat was first diagnosed with a mast cell tumor requiring diagnostic testing and fairly extensive surgery by a specialist as it was on her lip. Then 5 months later after that, she had a bout of enteritis that required testing to diagnose, and a 24 hour stay of supportive care at the ER vet. Having Healthy Paws allowed us to do what we needed to do for her medically without stressing as much about the financial aspects of getting her the care she needed. They cover exactly what they say they will cover; no hidden surprises. They processed my claims within 24 hrs of me submitting it to them, and there was a check in my mailbox within one week, and even e-mailed me after each incident to see how she was doing. Their monthly premiums are affordable and bring so much peace of mind as I have come to find out!
5
out of 5
POSTED: | BY: Lauren
Excellent
This is the best insurance policy that I have ever had! My cat has required emergency and follow-up care on two occasions. Each time, Healthy Paws processed my claim immediately. Healthy Paws immediately reimbursed me for ALL covered charges. I highly recommend them.
5
out of 5
POSTED: | BY: Jean Trojanoski
Healthy Paws is Awesome !!!
Purchasing pet insurance is very confusing. I am so happy to have chosen Healthy Paws as the insurance carrier for my puppy Gizmo. I have had to submit a few claims, each handled quickly and efficiently. The latest claim was for Gizmo to have surgery for "Cherry Eye". I usually e-mail my claim and a copy of the vet bill. Gizmo had the surgery on 1/29/14 and I received an e-mail advising completion of the claim on 1/30/14. I received my reimbursement check on 2/4/14. Not only did my claim get processed in such a speedy way but I even received an e-mail checking on how Gizmo was feeling. It makes you feel that they really care. Also, by the way, Gizmo even received a card for his birthday. I can't say enough good things about Healthy Paws.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.