Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,194

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tom L.

Thank you Healthy Paws!

I purchased Healthy Paws insurance immediately after getting my puppy, Madison. I was unsure if the expense of pet insurance would be worth it (i.e., I figured Madison would never need services that would justify the expense of the insurance premiums), but I felt it was better to be safe than sorry. Unfortunately, when Madison was 6 mos old, she had to have emergency surgery. Thankfully I had Healthy Paws and the decision to move forward and pay for the expensive surgery and hospital stay was an easy one. Shortly after Madison's surgery, I was reimbursed for her medical bills under the terms of Madison's coverage. Additionally, it should be noted that, on top of the coverage that was promised, the Team at Healthy Paws was compassionate and caring (i.e., wanted to know how Madison was doing) throughout the entire process. Getting pet insurance through Healthy Paws is my best pet decision to date. Madison is on her path to recovery and doing great, and she will continue to be insured by Healthy Paws.
5

out of 5

POSTED: | BY: Alexandra Charlton

Comforting

Our German Shepherd, Hunter, had a reaction to an antibiotic he was taking which became toxic in his system. This caused him to lose his ability to walk, eat and balance himself. This could have potentially caused serious neurological problems. We rushed him to the animal hospital where they immediately put him on an IV and constant observation. After 3 days at the hospital he was able to come home and has made a complete recovery. It was nice to know that because of Healthy Paws Pet Insurance the only worries we had were about the health of our dog and not the financial costs associated with his condition. The claims process is simple and the response time is quick. But most of all, their compassion and genuine concern for our dog meant more than any check they could write.
5

out of 5

POSTED: | BY: Sarah

Could not have done it without Healthy Paws

I have a very healthy three year old shepherd mix. Though I have had Healthy Paws insurance my pet's whole life, I have never had to use it until this year. My pet had a recurring infection and three vets recommended surgery. After having done many tests and trying various antibiotics (all of which healthy paws covered for me) I went for the very expensive, but not mandatory, surgery. One week later my claim has been processed, I have a check for almost the entire hospital stay bringing the cost down to hundreds rather than thousands out of my pocket. Healthy Paws answered all of my questions cheerfully and followed up to make sure my dog was recovering well. I am letting all of my pet parent friends know how worth the low monthly cost Healthy Paws' services are!
5

out of 5

POSTED: | BY: Deborah

Fair, prompt and courteous

My American Bulldog has a neuromuscular disorder of her GI tract and has needed a number of treatments/procedures and ongoing medication. Healthy Paws has covered everything without question and processed our claims promptly (within 48 hours) and courteously. I'm so glad I chose this company for my pet insurance needs.
5

out of 5

POSTED: | BY: Behire

The Best Insurance for my son - Buddy

After a very detailed search, we decided to go with Healthy Paws Pet Insurance. And we are super happy that we did it.Six months ago, Buddy was hospitalized after he collapsed. Then later, he diagnosed with DCM ( dilated cardiomyopathy). During this stressful times, it is great to know that at least we do not need to worry about his vet bills. Our claims were settled within a week. Customer service is very professional , very personal and very caring. It is very very impressive how they care about our little paws. Many Thanks to Healthy Paws. Don't Hesitate... Choose the Healthy Paws... You will not Regret .....

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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