Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara D.

Excellent coverage - very prompt payment

My dog Ben has been with Healthy Paws since February, 2012. My experience with Healthy Paws has been just fantastic. He's 9 years old now; getting the up-front review of medical records to identify pre-existing conditions was really helpful. What I really appreciate as the months go by is how fast they review claims: we had a vet visit yesterday, the office faxed the claim form before we left, and today we received the Explanation of Benefits. The check will take a while to arrive, but knowing the numbers so promptly lets me budget accordingly. The premiums are very reasonable, too. I've dealt with other pet insurance companies who take weeks to process a claim. I recommend Healthy Paws to any pet owners I talk to!
5

out of 5

POSTED: | BY: Kelsey Stottlemyre

Love Healthy Paws!

We have only had healthy paws for a few months when one of our dogs, Ruby, got a mass cell tumor. I wasn't worried about the cost to help her because we have Healthy Paws. Our plan is the $100 deductible and they pay 90% after that. Between the aspiration of the mass, the surgery to remove it, the lab testing the mass, and medications, our bill was over $400. They quickly reimbursed us over $300. We got the check from Healthy Paws in the mail before our credit card bill with Rubys surgery on it even came in the mail. We are very happy with Healthy Paws. They even email me to see how Ruby was doing after her surgery!
5

out of 5

POSTED: | BY: Katy

Healthy Paws saved my dog!!

My crazy dog figured out how to get under the house and in doing so herniated a disc in his back. He was unable to walk and go to the bathroom on his own. He ended up needing an emergency MRI and hemilaminectomy to remove the disc that was compressing his spinal cord. All this cost almost $7, 000. I would not have been able to help Diesel if I did not have healthy paws insurance. Diesel is doing great and recovering very well!  He is able to get up as well as go to the bathroom on his own now.  He is still a little wobbly on the right back leg, but we are so excited about his progress.   Thanks for the support!!
5

out of 5

POSTED: | BY: Ed M.

Claims paid promptly

I recently had an emergency visit to a 24 hour animal hospital because my loving dog had an allergic reaction to something, to this day unknown. At 10:30 PM on a Friday night I noticed that his face was swollen and he had considerable discomfort, so I called my vet and was referred to the nearest 24 hour animal hospital. They provided excellent care but the charge was fairly high because it was an emergency. My dog recovered quickly after being medicated and I submitted a claim by email to Healthy Paws the same day. within 24 hours my claim was accepted and I received a check in the mail by the end of the week. They followed up with a note asking how my little boy was doing which I thought was a nice touch. I highly recommend Healthy Paws for pet insurance.
5

out of 5

POSTED: | BY: Anne Baday

Wonderful service

I have had many dogs, but never had pet insurance before. We adopted a "rescued dog" and decided to take out the insurance . Healthy Paws has been wonderful. Unfortunately we have had 3 major vet visits with our little rescue, including one emergency visit. Our vet office has faxed the forms to healthy paws and I have received an email within 3 days explaining my reimbursement, and received the check within a week!! They even emailed me to find out how our dog was feeling after his emergency visit. You can't go wrong with Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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