Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,223

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kathryn

Awesome pet insurance

I have had Healthy Paws for my two sphynx for almost 3 years. Niles has HCM (Hypertrophic cardiomyopathy)/ SAM (Systolic anterior motion) of the mitral valve. Healthy Paws covers Niles scans which are about $250 every year(previously 2-3x/year when first diagnosed) as well as his twice daily heart medicine. I rest assured knowing his medical expenses will not strain me as I know HP will take care of him. I also love that they send me e-mails sometimes checking on him if he was ill. As a pet parent and a veterinary field employee, I appreciate the ease of filing a claim with Healthy Paws. Provide the invoice, claim form, and medical records and the claim is approved in a matter of 24-48 hours. I have never had issues with claims like many other companies often do asking for a summary from the DVM seen, special coding system, or having to re-word things to fit their coding system-- SO NICE!!!
5

out of 5

POSTED: | BY: Rhonda Johnston

Healthy Paws insurance came through for my pup!

My 14-month-old corgi had to have emergency surgery for an intestinal obstruction (chewed up ball). I'm so glad I decided to buy pet insurance for him when we first got him. I had previous bad financial experiences and you never need that when you're going through hard times with your pet. I hoped that Healthy Paws would come through and they were great! They paid what they were supposed to and got my claims settled within days. The process was super easy. They also kept in touch with me to make sure Harry was better. We are customers for life.
5

out of 5

POSTED: | BY: Shari M.

EXCEPTIONAL!

I have all 3 of my dogs insured with Healthy Paws - and any time there has been a problem with one of them Healthy Paws makes it so much easier to get them the care they need without having to worry about the bills. I have never had a claim that did not have an immediate response and reimbursement within a week at most. They are an exceptional company and I highly recommend them to everyone I know. If I do have a serious claim - they also follow up just to see how my dog is doing. Their service is outstanding and I really like the fact that they work with rescues and donate a portion of their premiums, that they do not have a cap on a claim (as most other companies do) and they are honest about premium increases. The peace of mind knowing that your animals are covered is one less thing to worry about when dealing with an issue or sickness. HIGHLY RECOMMEND THEM! A++++++++++++++
5

out of 5

POSTED: | BY: Jen &

More than insurance, Healthy Paws cares!

After researching many reviews and options, we decided nearly a year ago, to give Healthy Paws a try for our new puppy. The plan was affordable, no crazy exclusions, and offers a high reimbursement level. We wanted to make sure our puppy would be covered in case anything would happen. Let's be honest, pets are family. You wouldn't let a human member of the family just suffer if something was weong, right? We have had 3 claims in the last year due to our pup being a little sick, all unrelated issuea. But the most recent claim was last week, when out dog had aspirated on her own vomit. We rushed her to the vet, where she was listed as steady, but had to remain at the vet for 3 days to treat her beginning pneumonia caused by the aspiration. Her bill came to $600 and again we were so thankful we had insurance to cover nearly all the cost. We are happy and thrilled that we don't have to play the waiting game with her health because of costly vet bills. Healthy Paws gives us the peace of mind that our Penny will always be in great health and good care. The staff is always friendly and helpful. Our claims have always been processed within 48 hours of submission, with the last being processed in less than 24 hours! The claim process is unbelievably easy! Our reimbursement check always arrives in less than a week from claim submission. The best part is the follow-up email to see how Penny is doing. Best investment you'll ever make!
4

out of 5

POSTED: | BY: Dylan Carden

Attentive

Thus far, in our dog's short life (9 mos), Healthy Paws has been an invaluable support for us, which we are very grateful for.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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