Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindsay Carr

great pet insurance

My dog Lilly collapsed in the yard and after many vet visits we found that she had a ruptured mass on her spleen. We called Healthy paws pet insurance with many questions about our policy. With all our questions answered with great detail and generosity. We were happy with our decision with healthy paws. They reviewed our claims within a week. Great service!!!
5

out of 5

POSTED: | BY: Gary Lim

Fast, hassle-free claims

I signed up for Healthy Paws Insurance after bringing my pomeranian into the US 10 months ago. Since then, she has developed a chronic cough, and Healthy Paws had been there to help with her medical expenses. They had been fast and responsive in processing my claims. Definitely glad to have chosen Healthy Paws and I plan to continue being with them!
5

out of 5

POSTED: | BY: Jessica

The Best Pet Insurance Co. Ever!

Our wonderful 4-yr. old pit bull recently had surgery to repair a torn ACL, and we sent the bill, which was approximately $3500., to Healthy Paws Pet Insurance for reimbursement.Within a day of their receiving the claim I received an email telling me that they were processing it and within another 3 days I received checks for 90% of the charges. The people who work at Healthy Paws have always been caring, helpful beyond expectations (including calling a veterinarian who had seen our dog last year but would not send the detailed notes that the insurance co. requested), and just overall exceptionally nice. We are so grateful to Healthy Paws because without them I'm not sure we would have been able to give our dog the medical treatment she needed.
5

out of 5

POSTED: | BY: Geovana

Excellent customer service and fast reimbursment

I was a little bit skeptical when I insured my dog with Healthy Paws but now,I am very happy that I chose them; In my first claim they approve my reimbursement just one day after they received all the documentation.The representatives were really kind and they answered all my questions regarding my claim very fast and kindly. Also a few days afters they just sent me an email to follow up the health of my dog; something that I really appreciated and that not even the clinic did. I really recommend this insurance because before I bought it I searched and compare many others companies and it was the more affordable and with better benefits, and now I could see that what they say in its website is true.
5

out of 5

POSTED: | BY: Leigh Shreves

Excellent and Responsive Service

This is the first time we've ever had pet insurance. With the high bills we had caring for our last dog who died of cancer, we decided to purchase it for our goldendoodle. She got very sick right before Thanksgiving and ended up in the hospital in the middle of the night. Her decline was very rapid and we were shocked at how serious her condition had become. The easy claim filing and the unbelievably quick response from Healthy Paws was a relief. We were expecting a hassle like most insurance claims, but there was none and our claim (app. $2500) was processed within a week. We received the check a few days later. Also, their kind inquiries afterward about Sophie's health was much appreciated. We have already recommended Healthy Paws to friends and both the pet hospital and our vet asked for Healthy Paws information.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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