Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly

Thankful!

We learned our lesson the hard and very expensive way with our previous furbaby. This time around, the day after we rescued Porsche I had signed her with HealthyPaws I researched and read reviews and selected Healthy Paws. We are so thankful we did. We just recently had to go the ER - fearing the worst case scenario of pancreatitis, but knowing we had Healthy Paws on our team we rushed to ER. Thankfully it turned out to just be a very angry tummy and a bad case of gas. But, almost $900 later, the secondary relief came along with the email that the claim was processed and refund coming our way. Porsche is our only child, and we are thankful for her and that we have Healthy Paws on our team to make sure she has the best of everything.
5

out of 5

POSTED: | BY: Lori Shanahan

Look no further

This is my first experience with pet insurance ever. I purchased it for my 2 new Chihuahua puppies this summer. I did exhaustive research on the internet. Somehow Healthy Paws escaped my search and just when I was about to chose another company, I found them. I could not find one poor review anywhere…and you know there’s always someone who offers one star. The insurance is not for the expected costs…which I had been hoping…doggie dental, spay/neuter, checkups – the things that I pay a fortune for every year! I had to wrap my head around the fact that this is for unexpected problems that could leave me in the horrible position of wondering how to pay for a costly, unexpected but necessary procedure. Too many of my friends were having that experience. The monthly cost for Healthy Paws is low enough that if I never needed to use the insurance then I can count my blessings. Low and behold, about two months ago, at 9 months old, Abby started that skip/limp when running – luxating Patella common to Chihuahuas. Our vet told us she has congenital, bilateral Medial Patella luxation, Grade IV, of both legs. A specialist did x-rays and we learned her legs were already showing signs of damage. We did the surgery on her first leg 3 days later, along with a Sedated Airway Exam to try to learn why she makes a honking noise when she gets excited. Healthy Paws was better than all I had read!! I have the 90% coverage with a $100 deductible (which isn’t much more than the higher d
5

out of 5

POSTED: | BY: Brandon

Excellent Service

I have found the customer service for Healthy Paws to be excellent. They seem to genuinely care about the well being of my pet dog, and they were very helpful when I was filing a claim. I would definitely recommend Healthy Paws to anyone who wants the piece of mind of having their pet insured.
5

out of 5

POSTED: | BY: Mischa D

Excellent plan amazing customer service!

Healthy Paws has been the greatest choice we have made as pet owners. They are responsive, kind and helpful at all times. Our sweet lab ruptured her CCL. The repair and rehabilitation was extensive. Healthy Paws processed all of our claims within 48 hours. More importantly, we received a personalized email from a representative to check on our dogs progress after the surgery.
5

out of 5

POSTED: | BY: Krista S.

HEALTHY PAWS & CO IS FANTASTIC!!

Aloha! When I started shopping around for pet insurance for my 2 kids, I checked every company out there. I talked to several people about the pet insurance they had and got several referals. However, after I spent a great deal of time reading the 'fine' print on all the contracts and all the options. I also spent time reading all the reviews other people had with their pet insurance companies, those really helped. I researched for weeks and weeks. When I settled on Healthy Paws, I felt I had chosen the best company. My experience with the staff at Healthy Paws has been top-notch. When I made a claim on my daughter, they responded right away. No matter what time it was. I live in Hawaii and when I called to leave them a message because it was after hours, someone actually answered the phone and she remembered me from my emails! That's customer service!!! Even after my daughter's surgery, they emailed me just to check up on my baby girl. I've told everyone that I know who has pets about Healthy Paws and how great the company is. They are prompt with communications and reimbursements. Its the best pet insurance company on the market! Wish I was close enough to stop in and bring them treats!!! Mahalo Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review