Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katy McDermott

Best pet insurance company - period.

I did a lot of research before deciding to go with Healthy Paws - coverage, benefits, deductible, etc. I'd had a very negative experience with another pet insurance company in the past, so I was skeptical to say the least, but Healthy Paws has changed my mind - they have been nothing but wonderful! We adopted our dog as a 5-month-old puppy back in May, and unfortunately, she's had a string of procedures and hospitalizations in the months since. Healthy Paws has paid our claims in a timely manner, the coverage has been exactly as stated on their site (no surprises), and they've been incredibly nice about it as well. I'd recommend Healthy Paws (and do) to anyone.
5

out of 5

POSTED: | BY: Cecilia

best pet insurance. Fast service

My 3 year old Maltese-Poodle mix was attacked by 2 boxers while I was taking her for a walk. A portion of her intestine was sticking out from the wound she sustained. She had emergency surgery and stayed in the hospital for 2 days. I was surprised at how fast HealtyPaws responded to my claim. I received a reply from them 4 hours after I submitted my claim.It is also reassuring to know that they will pay 90 percent of the total bill. Getting Healthy Paws insurance for my dog was the smartest thing I've done.
5

out of 5

POSTED: | BY: Julia H.

Best Pet Insurance I've Had

I dropped the pet insurance I had with another popular plan, and signed with Healthy Paws in February, 2013. In September, 2013, we discovered Zeus (my loving rescued pit-mix) had highly abnormal liver enzymes. Zeus was referred to an internal medicine specialist at the Veterinary Specialty Animal Hospital where he underwent a slew of diagnostic tests, including ultrasound and laparoscopic liver biopsy. We are still looking for a definitive diagnosis. Specialty animal vets are very expensive, and vet costs to date are just shy of $3,000. Healthy Paws has come through like I never expected. There were no hassles, and claims have been paid quickly and as promised. I feel a little guilty having filed claims so soon after Zeus' policy became effective, but as I said, there were absolutely no questions or hold-ups. Customer Service is wonderful to work with. Healthy Paws has exceeded all my expectations, and I am so glad I made the change! I highly recommend!
5

out of 5

POSTED: | BY: Annie Wadman

Healthy Paws is a no-brainer

Healthy Paws is the best insurance available. I cannot stop bragging about how smart I am to have hooked up with them a couple of years ago. In addition to courteous, swift service, they offer the kind of coverage you need: comprehensive. It's also totally affordable and proves itself well worth the investment again and again. I have a young dog who was diagnosed this year with what my vet called "the worst hip dysplasia" she'd ever seen. He had to have his whole hip replaced-- the dysplasia was so bad you could feel the head of his femur through his skin, and it had worn away part of the edge of his hip socket. Most insurance companies don't cover hip dysplasia. It's too expensive, and I'm sure its very prevalent. I will never stop thanking my lucky stars that Buddy was covered with Healthy Paws. I tell everyone with a pet to get insured with Healthy Paws ASAP. My vet is now singing their praises, too. With Healthy Paws, I know I'll never end up in a situation where I have to choose between the health of my best friend and years of debt.
5

out of 5

POSTED: | BY: Marsha Fenton

Healthy Paws Insurance is the best!

We have been so appreciative of the regular communication and prompt processing of our claims for our beloved Bailey. I was hesitant for years to take out pet insurance as I had heard that not much was covered. This has not turned out to be the case. After Bailey's surgery, we received a check within six days. If I have a question, even on a weekend, I get a reply which is so helpful. Bailey and Buttercup are remembered on their birthdays, etc. I recommended this company to a friend, and she, too, has been happy with the service. We are so grateful that we were introduced to Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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