Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lori St.Germain

Made the right choice

Our male German Shepherd began hyper-salivating and throwing up one Sunday afternoon and we took him to the emergency vet. He was taken in right away because they thought he had GDE, which is fatal if not treated immediately. Fortunately that was ruled out and he was just ill with flu like symptoms. He was treated and we were able to take him home and he is fine! After some confusion over getting his records from our vet to Healthy Paws, the claim was expedited and paid out in an extremely efficient manner. The customer service was friendly, efficient and concerned for our boy. We did a lot of research before we selected Healthy Paws for our two German Shepherds, and we are positive we made the right choice.
5

out of 5

POSTED: | BY: Steve

Incredible company

Leon our Pitbull injured his CCL(in humans it's the ACL. He had surgery on a Wednesday and I submitted the claim forms to Healthy Paws on Friday and by Monday had an invoice form back from them showing the amount that were covering. I am very impressed with this company and they always have a nice note back asking how Leon is doing. I would recommmend them (and have)to any pet owner.
5

out of 5

POSTED: | BY: Lauren

Best. Decision. Ever.

I can't even begin to explain how much I love Healthy Paws! Safari had a mystery illness that took us to the hospital a few times. His bill was well into $3000. Healthy Paws turned around the claims lightning fast, answered all of my questions quickly and even checked in on Safari more than once. To know that we didn't even have to consider money in finding the right treatment for Safari was more than comforting... it helped us focus on his recovery! If you own a pet, GET INSURANCE! And if you're not sure who to choose, go with Healthy Paws!
5

out of 5

POSTED: | BY: Igor Chechushkov

Great Insuarance company ever!

My cat Robin recently had surgery related to cancer. In sum it was more than $3000 and Healthy Paws finally covered about 80% of that amount. The service was incredibly fast. So I have had great experience and I am happy I bought that insurance.
5

out of 5

POSTED: | BY: Perri Yinger

Healthy Paws is like having a Fairy Godmother!

When our young girl, Libby, ruptured one cruciate and badly tore the other, we'd only had our HP coverage for a few months. Even though the literature said that she'd be covered, we wondered through how many hoops we'd have to jump in order to get the reimbursement. Not only did HP e-mailed within an hour or two of receiving the faxed invoices from my vet, but we received our reimbursements within two weeks, and without any extra work on our part. When a complication sent Libby back for more surgery, not only have the invoices been processed quickly, but they've called/e-mailed us to see how she's recovering! My husband had a hip replacement several months ago, and we're still struggling with our insurance carrier to get the surgeon, anesthesiologist, et al paid. Healthy Paws is more like our Fairy Godmother: we call out for help, and PRESTO! it's all done . . . AND they do it with kindness and a virtual hug. It's stressful enough trying to keep a smart, young, active dog entertained post-surgery while, at the same time, keeping her quiet and sedate. I am SO grateful I'm not having to wrestle with an insurance company over hidden exclusions, or worry about how we're going to afford to repair our broken pup. We couldn't be happier we made the decision to insure our dogs with Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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