Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Brooks

Excellent Service

I have had Healthy Paws insurance for the past 3 years for my dog, and recently got another policy for our new puppy. Our puppy had an unfortunate accident and had to have major surgery on his leg. I cannot tell you how impressed I was with Healthy Paws. They were extremely helpful from the very start and made me feel like they really cared about our dog and his recovery. I work in health care and deal with insurance companies on a regular basis, and I can only wish the companies I deal with for people were as helpful and prompt with review and payment as Healthy Paws was. I will recommend them to all my pet owner friends.
5

out of 5

POSTED: | BY: Dr. Sheryl

This is the best insurance product EVER!

On October 22nd of last year our family received it newest addition, an adorable two month old Harlequin Great Dane we named Tank. About a month ago we started noticing that Tank was walking very funny, but given that he had grown from 27lbs to at that point about 75lbs in a little over two months, we attributed it to his rapid size increase. When the problem continued to worsen we were referred to a neurologist and last week he had very expensive neurosurgery (approximately $8,000). At that point we had only had one small claim filed with Healthy Paws (which they had paid very promptly) but we were very skeptical about how they would handle such a large and exotic claim. They were wonderful! As a pediatric reconstructive surgeon, I only wish that the human insurance companies I have to deal with were half as responsive. We have had pet insurance before and were very disappointed with it. When we got Tank my husband did a lot of research and loved the fact that there were no breed specific exclusions, no restrictions on the veterinary charges (our last per insurance would always tell us that our veterinarian was charging way too much and would automatically slash any claim in half) and no lifetime caps on the policy. Although Healthy Paws was the most expensive option, it is clearly worth it as you truly get what you pay for. My family could not give a higher recommendation to Healthy Paws. It is an incredible product and we will never have a dog again without a Healt
5

out of 5

POSTED: | BY: Kerry &

Excellent Pet Insurance Company

Healthy Paws has paid all claims we have submitted very promptly. We recommend them highly!
5

out of 5

POSTED: | BY: Sheila Samples

Outstanding Service

Healthy Paws has once again done an amazing job. We were faced with stress of our dog not eating/drinking and needing tests.There was Healthy Paws to the rescue, covering the vet bills, inquiring as to how our dog was doing, and being very responsive. Highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Scott Bartlett

Fast Payment and Good Communication

I’ve had Healthy Paws Pet Insurance for over a year. Prior to choosing them, I did extensive research to see what best fit my needs. I checked web sites like this one, my “Off Hours Emergency Vet”, my “regular Vet”, Consumer Reports (September 2010 has a good article) and each provider’s “fine print”. I have a couple Senior Golden Retrievers and found that Healthy Paws worked best for me. Since they are Goldens, many carriers wouldn’t cover “Genetic Conditions”, even if they hadn’t shown symptoms. This could range from dermatitis to cancer. In addition, I liked the “Unlimited” aspect. If anyone had ever had to treat a pet in an emergency situation, they are aware how fast the cost rises. My experience has been positive and the reimbursement is fast, usually within a week. I’ve also called them a few times and I didn’t have to wait longer than five minutes to speak with someone. One thing I would suggest is if/when you sign up, you make sure that they get all your pet’s records so that the processing time is reduced. Two of my recent claims have been a major stomach issue with one dog that needed an IV and a day in the hospital and the other dog needing eye surgery because she scratched her eye and it wouldn't heal and we had to take her to a specialist.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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