Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lilly

Thank Goodness for Healthy Paws Insurance

Lilly my Boxer chewed and swallowed pieces of a blanket. It got stuck in her jejunum. Lilly became septic and actually died during the first surgery but they were able to bring her back. She did require another surgery, plasma, lot of blood work, lot of medication, and a week stay at the vets hospital. Lilly's bill was just over 4000.00. I could have never afford this without Healthy Paws Pet Insurance. They did not give me any hassle,they handled my claim in just a few days then they mailed me my check and sent e-mails to check on Lilly's recovery. Love you Healthy Paws!
1

out of 5

POSTED: | BY: MaryAnn Boylan

Don't bother!

I have been paying $44.+ for some time now. Never made a claim until recently My dog got some sort of skin abrasion that cultured to be a staph infection. Because he had some sort of mention of a skin infection prior (totally non related), they said it was a "pre-existing" condition. NOT!! I even have a veterinarians note to them that it was totally non related. Beware of them pinning everything on a "pre-existing" condition. Just an FYI----their payout to me, after deductible, etc. likely would be around $50 dollars. I have now cancelled my insurance so it really wasn't in the best interest overall. Don't get it!!!
5

out of 5

POSTED: | BY: Daniela

No questions asked and caring

My 4 mth old puppy French Bulldog broke little leg a month ago. I had a huge vet bill after X-rays and surgery. Healthy paws asked no questions and fulfilled my claim immediately. Also followed up to see how baby Louis was doing. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Marianne Gallagher

Exceptional coverage, fair and hassle free .

We have insured our three rescued dogs, two male Golden Retrievers and a female Lab mix, with Healthy Paws since 1/7/12. Last year our 7 yr. old Golden needed veterinary treatment three different times. Once for a growth on his lower lip which needed to be removed; then for a life threatening painful inflammation disorder called myositis which affected his ability to eat; lastly for an abscess on the top of his head. It was a very stressful time and Healthy Paws promptly and without hesitation reimbursed us for 90% of our claims once the deductible was met. The myositis bill alone was $2000 and we received $1500 back. We were extremely grateful to be compensated within two days!!!
5

out of 5

POSTED: | BY: Veronica Saplala

Exceptional & Prompt Service

Our experience with Healthy Paws has been amazing. Our dog Linus has had mutliple tests (bile acid tests) and procedures (ultrasound and endoscopy) and Healthy Paws was extremely responsive to the claims. We got the confirmed claim amount after 24 hours of submitting and received the reimbursement in 2-3 days. No questions asked and extremely consistent. They provide more than just coverage, it's the confidence and the peace of mind of caring for your pet in the best way you can.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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